Consumer Credit Counseling Services is an organization designed to help those in financial need.  If you have over committed yourself with debt and can't afford the payments and are trying to avoid bankruptcy, you might consider using this company.  They're also known as CCCS.  If you take your bills to this company, they will combine all payments into one that you ...

I have banked with Wells Fargo for years.  I do all of my banking transactions online.  I rarely go to the bank for anything.  I have over 5 types of accounts and loans with Wells Fargo Bank.  The beauty of their online system are the following:You can transfer funds from one account to the other same business day.Making payment to loans or equity lines can be made principal...

I bought the Dell Axim X5 400MHz hand held PDA from dell in 2001.  I use this product daily.  This is a very nice item for the time that I made the purchase.  The screen clarity is high and backlight is not limited at all.  I use this to sync with my desktop PC at work.  I keep all my contacts, tasks, and emails updated on both my PC & my PDA.    This...

I purchased a tongue scraper at Wal Mart.  It cost less than $3.00.  For those of you that don't know, this is a useful tool to clean your tongue.  It works much better than a tooth brush.  I use it every time after I brush my teeth.  I used to think I had bad breath and once I started using this, that all went away.  I have had this scraper for at least a year...

I purchased this 2008 Scion XB in July 2007.  I purchased the silver color because I'm not much on washing my car and figured the color wouldn't show dirt as much as white or the other darker colors offered.  I absolutely love this car.  The engine is a 2.4L 158HP.  I purchased the manual over the automatic because it make me feel like I'm driving a sports car.&n...

I needed to get these bugs off my car and regular washing won't do.  Just spray on the Love Bug Remover with Wax product on a cool car.  Let it set for at least one minute.  Then wash your car like you normally would.  Love bugs are hard to get off your car.  They stickto your car like super glue immediately on impact. This is the season for love bugs and they ...

I have had GEICO Automobile Insurance for over 14 years.  A time or two, I thought about comparing the premiums with another company but really haven't found a better deal. There are a few things that I appreciate about GEICO.  First off, their premiums are comparable with the market.  I have had my fair share of fender benders, some my fault and some not but none of the...

I am on a debt reduction program, so I don't condone the use of credit cards.  I do have to say that getting out of debt has been helped by Citibank Credit Cards.  They have the best balance transfer offers that I've seen with any other credit cards.Many different cards that are offered by this bank provide a 0% balance transfer rate for up to a year for new customers.  I...