Divisoria is the perfect place to find new and hot selling items for kids. What's even great is that you don't need to spend too much; it's very cheap yet very entertaining to kids. One of the reasons is the presence of foreign business owners who introduce new products from their countries at very affordable prices. During our stay with my family in Manila for Holy Week, I saw from...

I felt sad when hubby told me that he cannot resolve the trouble of our kind of old printer, EPSON Stylus C20SX. It's been with us for almost a decade already and I'm sure I will miss it. When hubby and I decided to buy a new one, I requested him to look for a simple printer (we already had multi-functional Brother) just like our EPSON. We will be using it primarily for our kids' sc...

I have been using this Zwitsal white baby lotion for almost five years now, that's when I have my second child. At first, I joined their dealership program not to sell actually but to avail a 25% discount for every item I will order. So basically it is for personal consumption of my family and relatives because 25% is such a big discount. When I noticed this baby lotion in their monthly bro...

I do prefer bringing with me my credit cards and my ATM card during shopping or when I am out for buying. It is more handy and manageable as compared bringing cash with me of course aside from other benefits it will give me in using it. I opened this BPI Express Teller Savings account two years ago and I am still keeping it. The account provides several other benefits like: access over thousand...

Another source of personal loan we came across through a phone call was CitiFinancial. An agent called my husband and asked to try their offer. The procedure was very simple. We just need to fax the required documents and wait for the result of the review for about a week. Once approve, the xerox of the previously faxed documents as well as the post dated checks (PDCs) for the monthly amortizat...

What I do like most in wallets is that it must have several compartments. I want a place where I can put photos of my love ones, insert my credit cards, bills and coins compartment, compile my charge slips, and extra space for other papers.This wallet was given to me by my brother-in-law in one of my birthdays. It is a Marithe Francois Girbaud blue tri-fold wallet that really suits my preferenc...

My mother-in-law is very good in cooking. Be it fish, veggies, meat or snacks she does it very well. Admittedly I am not so I underwent a little cooking lesson with her when I married his son. I don't know how to cook because when I was still single, it was my uncle who did it for the family. My cooking lesson was indeed very interesting to me and I never thought that cooking will be my pas...

Nowadays that we are experiencing global financial crisis, I tend to be more practical with things my kids need and with stuff we want them to have. Several months ago, hubby decided to buy our kids a karaoke. Kids love to sing very much and that the family can have a little sing-along bonding time on weekends and holidays. We thought that other branded karaoke are quite expensive and very pron...

I was once thin before my 2 pregnancies so when hubby and I decided to stop having kids I think of ways where I could loose some body fats. Several years back I never into any pills or work out videos to achieve my goal because those are not my cup of tea. I just relied on household chores that serve as my daily work out but thanks to a reality show wherein they got contestants (men and women) ...

While hubby is at work during Holy Week, I do some shopping for the family on a Saturday. He requested me for his additional underwear, any brand and color will do. I visited one of the popular landmarks in Divisoria, the Tutuban Mall. Inside the mall is this Robinson's Department Store where I scouted for items on sale. I know his tastes when it comes to his underwear so it will not be har...

We are very thankful for having BPI Express Credit Classic for almost a decade now. Our credit card accounts (husband and me) has a combined regular limit of 175,000 pesos and S.I.P. (Special Installment Plan) limit of 50,000 pesos. Their “BPI S.I.P. in Schools” promo is really a big help to us during enrollment time. I usually take my kids’ cost of enrollment out of our S...

Hubby and I received a 131 sq m lot from his parents as a wedding gift. When we decided to construct our house on it we knew that it is better that we obtain the fund from a government agency. Being members for years of Pag-Ibig Fund we are entitled to avail of the housing loan they are offering to their members. The rate is affordable and fixed and for more ease of processing. We got our nee...

My sister-in-law is working in Canada for almost a year now. She was one of the service crew in a popular coffee chain their, like Starbucks I think. I learned from her that many kids' stuff is being sold there at very low prices. When she sent her balikbayan boxes she never forgot to have something for my kids.Recently, we received another package from her full of different stuff. This Hot...

One good thing about having good credit standings among my credit card accounts is that I receive various great offers from different providers. After Holy Week of last year, I received a call from an accredited Metrobank telemarketer offering a pre-approved VISA card. The only thing I usually ask for such offer is that if the credit limit would be convertible to cash aside from regular purchas...

This came through a phone call offering my husband for an all-purpose and no-collateral Chinatrust salary stretch loan. The interest rate, the loan able amount and the payment options are very flexible and competitive. We tried to avail for a 100,000 peso loan and in one week time we received an ATM card where the proceeds of loan were deposited. We paid the monthly amortization for one year on...

One Sunday of April this year the family went out for some shopping spree. It's not kind of big. We just wanted to avail the promo of HSBC's 0% installment good for 6 months. The promo only requires Php3,000.00 but we reached almost Php6,000.00 worth of goods for the whole family.One of the items we bought is this Gibi's CS-302 Brown Sandals Size 32. Hubby and my son went on to look...

I hate having clogged and runny nose but I don't have any immunity against it. They say that they are minor respiratory tract infections but that minor illnesses seems to irritate me because it makes me hard to breath, taste my food and annoys me during my sleep.I am a housewife in charge on the overall chores in the household and usually I get these illnesses of cold and flu plus cough act...

It is really hard to take when I see those red nasty rashes on my baby's skin. Although it's been years now since we have a baby in the family, because they are grown up now, I can still clearly recall the times when my baby cries so much because of irritation bring about by those red marks.My brother-in-law who is a nurse and a pharmacist know great medications of all types. He is the ...

We bought this Barong Tagalog before hubby attended his first Board Meeting in the office. Attendees of the meeting are company officers like him plus the company owner together with the retired justices as members of the board. Wooohhh! High profile indeed. So we need a Barong Tagalog for the big day.Exclusively His has formal clothing selections for men. They are known for the quality of the...

Even I’m on my shopping spree or just merely strolling, I don’t have to worry about my bills because SM will take care of that. Their SM Bills Payment Counter accepts different payments for utilities, telecom/internet/cable, insurance/pre-need plans, credit cards and even real estates at no additional fees. It is really so convenient that I can schedule our malling, shopping and pay...