Chase Amazon Visa Card- I Love Free Books!
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I don’t have a wallet full of credit cards... just two: Discover and Visa. Previously the Visa card had no reward associated with it which bummed me out because there are a lot of places that won’t take Discover, which is why I had the Visa card in the first place.
Now, however, for every dollar I put on the Visa card I get a point, and each point is worth a penny. When the total is above 2500 ($25) I can use it on Amazon purchases. This is easy to do. Whenever you reach the 2500 points your $25 just shows up in your Amazon account as a gift certificate. You only get increments of $25. In other words you can’t cash out the points between those milestones.
Otherwise the card is just pretty ordinary. There is currently (May 2008) a 14.24 APR on purchases and 21.24 APR on cash advances. I pay off the balance each month, so I don’t pay much attention to these rates.
There was some initial perk that I got from Amazon just for using the card the first time. I can’t quite remember what it was, but it gave me extra points, or extra cash or something. I’m sorry that I can’t recall to report this accurately, but I remember that I was happy about it, so it must have been a reasonably good advantage.
I keep track of this card and make payments from the Chase web site. This all seems to work perfectly. I’ve never had a problem scheduling or making a payment.
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Visa Purchased at: Chase Price: no annual fee Category: Finances & Insurance / Credit Cards Published: May 24, 2008 10:11
Chase Amazon Provider:
Visa Purchased at: Chase Price: no annual fee Category: Finances & Insurance / Credit Cards Published: May 24, 2008 10:11
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Sharkbytes
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More reviews by this Author
Rank: 4th
ShareScore: 100%
Gender: Female
Age: 61
Education Level: post_graduate
City: in Michigan
Country: United States
Industry: web site management, writer
Position: just me- I do it all
Income: $0.00 - $20,000.00
More reviews by this Author
- Here are three other reviews you may like.
3)
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)
I had a Chase credit card long, long ago. I remember them distinctly as being the company that will "Chase you forever" if you should fall upon hard times or need to declare bankruptcy.
I love free books too! But Chase will indeed "chase you forever," as Alexsandralyn has said in the previous comment...
Well, I pay off my balance each month, so this shouldn't be a problem.
Any card that gives back is a good card these days.
Since I'm a huge Amazon fan and customer, this card makes sense to me. Though the APR is a bit high, if you do pay off monthly, that's not an issue.
I have this card and now have nearly too many books. Considering how I read, this saying something.
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)