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I have Discover Cash Back credit card where you earn money per purchase. This credit card offered a good balance transfer plan to start the account with the first 12 months of interest free purchases. but now has lacked any good promotions to keep me using the card. I have made some large purchases on this card as the annual percentage rate is reasonable at 11.90% but not as good as my Chase Disney rewards card. I did sign up for a another balance transfer plan that was offered to me at a 3.9% financing and the fee was max of $75.00. I plan on keeping this card as a spare card and hope to see some better deals in the future come out of it so I can start making some purchases with it. I know if you dont use it over time they close your account so I will have to make some purchases on it to keep it active.

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I wasn't very happy with Discover Card either. They charge a high interest rate, and the cashback reward plan just wasn't that outstanding compared to what I could find elsewhere.

Alexsandralyn on June 16, 2008 00:59
it is really practical to use cards with great deals and promos.. :)

Housewifeatwork on July 02, 2008 04:20
I agree with you-we get better rewards from our Disney Chase card too!

Chocollette on July 02, 2008 13:47
Can get better deals if you look around.

Mary60 on July 03, 2008 03:42

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Overall Rating:

3.4

Type / Name:
Cash Back Provider:
Discover Purchased at: Discover.com Price: 0.00 Category: Finances & Insurance / Credit Cards Published: July 22, 2008 15:11

My Experience Level:

3.9

Feature Ratings: Rewards / Cash-Back Programs

3.6

Interest Rate

3.9

Annual Fees

4.0

Sign-Up Offers

3.8

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fs37
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Gender: Male
Education Level: high_school
Country: United States
Industry: Police/Security
Position: Deputy Sheriff/Security Officer
Income: $20,000.00 - $40,000.00

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