Nationwide Insurance

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I have had my automobile policy with Nationwide Insurance for the past 15 years. My agents office is only about 20 minutes from my home which makes getting to the office very easy. Everytime that I have had to add or remove a vehicle or change coverage I have always been greeted with a warm welcome. If I have had questions regarding my policy someone has always answered them quickly and accurately. Just like with all automobile insurance companies you can customize your policy as to what coverage you need...(Comprehension, Collision, Liability, Deductibles, etc. ) Nationwide Insurance also offers a few different paymeny options. You can pay your premium yearly, every 6 months, quarterly, or even monthly. I pay my insurance premium monthly because it works out better for us that way.

Nationwide Insurance claim processing can be a little slow at times. There was one time when it took a claim close to a month to process.  Other times claims usually process in a short amount time.

I have seen many advertisements for other insurance companies saying they have the lowest rates. They might have the lowest rates but I plan on staying with Nationwide Insurance.


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  1. good info. The jingle keeps running thru my mind, =^_^=

    tcmom on January 09, 2009 10:35
  2. I was rear ended by a hit and run driver. Since I carry uninsured motorist, my insurance company, Nationwide, became the responsible party to me. I'll streamline the story, but if you read no further FIRE NATIONWIDE they are crooks! After taking 19 days to make a decision regarding my car (repair vs. total) they offered my $15k for a fully loaded 2005 Prius (with car pool stickers) that has under 30k miles and is still under warranty. This is $8k below the dealer trade in value!!! This car sold at the time in the Los Angeles market for $32k (if you can even find one...) I interviewed several repair shops and was told repeatedly that Nationwide is the absolute worst when it comes to repairs - they insist on used or after-market parts and routinely intimidate repair shops into doing sub-standard work!! I also found out that Farmers allow for a $5000 premium on Prius' with the HOV stickers - Nationwide won't even acknowledge that there is market value associated with the stickers. (documented by many news stories including the Wall Street Journal, and quoted from KBB and other car resources) When Nationwide says "Fair Market Value" they really mean "sucker, we got you." Additionally they do not acknowledge diminished value (reduced value of a car in an accident) I might understand them telling me it is not covered under my policy, but to disavow any knowledge of these subjects what-so-ever is certainly not negotiating in good faith. They also refused to extend my rental car beyond a few days even though they took 19 days to make a decision!!! This company has taken every opportunity to nickel and dime me, consistently negotiated in bad faith, stalled and hedged and insisted on sub-standard repairs. Nationwide is NOT ON YOUR SIDE!!!

    Richard_C on July 23, 2009 17:50

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1
Popularity Score

Overall Rating:

5.0
Package:
Auto Insurance
Provider:
Nationwide Insurance
Purchased at: Nationwide Insurance Price: depends Category: Finances & Insurance / Auto Insurance Published: October 30, 2007 23:48
My Experience Level:
5.0
Feature Ratings: Product Range
4.5
Claim Processing Speed
2.5
Customer Service
5.0
Payment Options
5.0
Deductibles
5.0
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Author Profile:

dlpcarden
dlpcarden
Rank: 88th
ShareScore: 100%

Gender: Female
City: Durham
Country: United States
Position: Full Time Mom

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