Chase Amazon Visa Card- I Love Free Books!
By Joan Young on
The Chase Amazon Visa Card gives me points which can be used on purchases at Amazon.
I dont have a wallet full of credit cards... just two: Discover and Visa.Previously the Visa card had no reward associated with it which bummed me out because there are a lot of places that wont take Discover, which is why I had the Visa card in the first place.
Now, however, for every dollar I put on the Visa card I get a point, and each point is worth a penny.When the total is above 2500 ($25) I can use it on Amazon purchases.This is easy to do.Whenever you reach the 2500 points your $25 just shows up in your Amazon account as a gift certificate.You only get increments of $25.In other words you cant cash out the points between those milestones.
Otherwise the card is just pretty ordinary.There is currently (May 2008)a 14.24 APR on purchases and 21.24 APR on cash advances.I pay off the balance each month, so I dont pay much attention to these rates.
There was some initial perk that I got from Amazon just for using the card the first time.I cant quite remember what it was, but it gave me extra points, or extra cash or something.Im sorry that I cant recall to report this accurately, but I remember that I was happy about it, so it must have been a reasonably good advantage.
I keep track of this card and make payments from the Chase web site.This all seems to work perfectly.Ive never had a problem scheduling or making a payment.
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)
I had a Chase credit card long, long ago. I remember them distinctly as being the company that will "Chase you forever" if you should fall upon hard times or need to declare bankruptcy.
I love free books too! But Chase will indeed "chase you forever," as Alexsandralyn has said in the previous comment...
Well, I pay off my balance each month, so this shouldn't be a problem.
Any card that gives back is a good card these days.
Since I'm a huge Amazon fan and customer, this card makes sense to me. Though the APR is a bit high, if you do pay off monthly, that's not an issue.
I have this card and now have nearly too many books. Considering how I read, this saying something.
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)
i've got this credit card also and its a great addition to have amazon point rewards for every purchase made.
I have this card and I love it. I recently got upgraded so that I get 2% on gas, dining and drug store purchases. I also got a $30 cash back offer when I first signed up for the card, which I spent on Chessmaster software. I don't know if they still offer this deal, but it's worth looking into. Thanks for the review.