Chase Amazon Visa Card I Love Free Books! By Joan Young on - Updated Oct 15, 2011
The Chase Amazon Visa Card gives me points which can be used on purchases at Amazon.
I don't have a wallet full of credit cards... just two: Discover and Visa. Previously the Visa card had no reward associated with it which bummed me out because there are a lot of places that won't take Discover, which is why I had the Visa card in the first place.
Now, however, for every dollar I put on the Visa card I get a point, and each point is worth a penny. When the total is above 2500 ($25) I can use it on Amazon purchases. This is easy to do. Whenever you reach the 2500 points your $25 just shows up in your Amazon account as a gift certificate. You only get increments of $25. In other words you can't cash out the points between those milestones.
Otherwise the card is just pretty ordinary. There is currently (May 2008) a 14.24 APR on purchases and 21.24 APR on cash advances. I pay off the balance each month, so I don't pay much attention to these rates.
There was some initial perk that I got from Amazon just for using the card the first time. I can't quite remember what it was, but it gave me extra points, or extra cash or something. I'm sorry that I can't recall to report this accurately, but I remember that I was happy about it, so it must have been a reasonably good advantage.
I keep track of this card and make payments from the Chase web site. This all seems to work perfectly. I've never had a problem scheduling or making a payment.
About The Author:
Visa Chase Amazon Purchased at: Chase Price: no annual fee
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)
I had a Chase credit card long, long ago. I remember them distinctly as being the company that will "Chase you forever" if you should fall upon hard times or need to declare bankruptcy.
I love free books too! But Chase will indeed "chase you forever," as Alexsandralyn has said in the previous comment...
Well, I pay off my balance each month, so this shouldn't be a problem.
Any card that gives back is a good card these days.
Since I'm a huge Amazon fan and customer, this card makes sense to me. Though the APR is a bit high, if you do pay off monthly, that's not an issue.
I have this card and now have nearly too many books. Considering how I read, this saying something.
Sounds like a good rewards program for booklovers, but it would have been even better if a dollar was worth 5 pennies. ;)
i've got this credit card also and its a great addition to have amazon point rewards for every purchase made.
I have this card and I love it. I recently got upgraded so that I get 2% on gas, dining and drug store purchases. I also got a $30 cash back offer when I first signed up for the card, which I spent on Chessmaster software. I don't know if they still offer this deal, but it's worth looking into. Thanks for the review.