Free Credit Report...I Think Not!
By allie63078 onThere is absolutely nothing good I can say about freecreditreport.com except that they are a bunch of liars & thieves.You see their commercials on tv all the time about you can get a free copy of your credit report.What you do see, unless you are a very careful reader is that if you sign up with them to get a "free" credit report, you are enrolling in their credit advantage program, which is some sort of credit monitoring program and that if you don't cancel with a certain time period, they will charge you every single month.They say that this charge stipulation is clearly stated on their website, however, it is not so clearly stated and I found out the hard way.
One day last week, when I was checking my credit card balance online, I came across an entry that I had seen before, but had never paid much attention to, just thinking it was one of my card's monthly fees, but upon closer inspection I found out that it was they charge from freecreditreport.com.Well, of course I called them and told them to cancel whatever membership I had immiedietly and I requested a refund of all my monies since nowhere had I see somethign about having to cancel or be charged.I told them that I thought it was a "free" credit reportand nothing else and basically they told me I wasn't getting any money back.
So, beware of this group.If you do try to get their credit report, be sure, whatever you do to cancel before the 30 days or whatever it is so that you won't get robbed or your money too!
That sounds awful.....I have never tried their service and I am glad I didn't. thanks for sharing all the honest information and your experience.
I can't believe that! It's like the small print...you better know what all the rules are before you sign on the dotted line. In this case you should know before you hit the enter button. Thanks for the warning!
Ouch! What a horrible way to find out that the free service is not free! Those commercials can be very alluring and I do believe that they are targeted to the younger set who can be more easily sucked into things like this. I hope that they did not charge you for too many months before you realized what was going on.
Thanks for the warning I would probably been like you and not checked for quite some time. Thanks I will stay away from their site!
I nearly ended up in the same situation with these jerks a few years ago, but I refused to give any more information. Now I can't get them to delete my "account" with them (which is more of a weekly advertisement via email).
I've had the same thing happen to me but I caught it the first month. When I called to cancel they gave me a hard time and didn't want to. I hate when companies make it hard for you. I'm sorry you paid so much to them :(.
Sounds like a scam to me. Thanks for the warning.
It's wise to always check online all of your banking/credit cards, etc. each week. This is the only way to catch unauthorized charges. I've caught several that way so now I check almost daily. I can remember charges from a week ago but not ones from months ago! Thanks for giving us the heads up on this company!
Thank you for the warning. I see commercials for this site all the time and have been curious.