Geico Auto Insurance By Dana By Dana on Nov 03, 2007 - Updated Oct 15, 2011

By now, everyone who watches TV has probably seen the commercials for Geico Insurance at least once or twice. The ads are quite catchy, but does the company actually live up to their claims?

I have been insuring my car with Geico since 2005, and I can say that I have been pleasantly surprised with the quality of the company's services. Before I switched to Geico, I was with another company who quoted me an astronomical rate when I purchased a new car and attempted to change the policy. I decided to call Geico for a quote even though they had quoted me higher rates when I had tried them in the past. This time, Geico's rates were much lower than my company had quoted, so I immedietly switched to Geico.

That was almost three years ago and I have been consistently happy with Geico. I have never had a claim so I really don't know how good they are with policies and procedures involving claims, but I can attest to the fact that Geico makes auto insurance easy. Everything involving your policy can be done online, including billing and payments. I don't believe that I have ever even spoken to anyone over the phone--I have never needed to. I recently bought a new car and I changed my policy completely online without any hassle.

In addition to all of this, Geico offers customers different payment options, and unlike other companies out there, they don't cancel your policy at midnight the night the payment is due--they actually give you a grace period. Overall, Geico is a great insurance company that lives up to its TV ads. I highly recommend them for your insurance needs.