Ing Direct Orange Checking By ugachrisc on Oct 01, 2007 - Updated Oct 15, 2011

I have been using ING Directs' Online Checking Service (Electric Orange) since the beginning of the year. I must say that I have really enjoyed the service. First of all it is a "checkless" checking account. This means that they do not issue you checks. You can get them to send paper checks for you or they can also send electronic checks for you as well. I have used the option of sending paper checks and it is great. All you have to do is type in the name of the person getting the check and the address. ING ships the check for you. You can also get overnight delievery, but there is about a 15 dollar charge. I have used the overnight delivery without any problem at all. They also give you a MasterCard check card as well. The great thing is that they do not charge you a minimum balance or fees. Plus you earn interest as well. I believe my interest is around 4 percent. Overall, I am very pleased with this service and I would highly recommend it.