Metrobank Gold By Crissy Taruc on Mar 19, 2009 - Updated Oct 15, 2011

This Metrobank Gold mastercard of mine is one among my other credit cards where I can easily convert my remaining balance out of my credit limit into "cash" in any of their branches and in just an hour. This feature is what they called "Cash2Go." Inside the branch, I just need to ask for a conversion and present my credit card and identification cards and presto I can get the instant approval and take the money with me when I leave the bank. The interest rate is less than 2% per month payable in 6,12, 24 months and the billing will be included in the statement of account of my credit card. It is such an advantage for a housewife and businesswoman like me.

It also has several features like Bills2Pay for my utility bills, the Balance Transfer program, Cash Rush or the cash advance facility, balance inquiry thru text messaging and I can even personalize my card with my favorite photo. The last one is not just cool but it also serves as my protection to avoid intruder of using my card. This is one of the cards I am still keeping and I could say that I am happy with what I get from it.