Credit card blues
My Overall Rating:
|
|
|
|
|
|
|
|
|
|
My Experiences:
I was offered to sign up for a credit card and since Citibank is worldwide I signed in for it with 2 years membership waived and they gave me a credit limit of RM 15 000. I seldom used this card because there is no Citibak in my city and making payment is very troublesome. I need to go to another bank to make a bank transfer .
May this year I needed to make online air tickets purchase totalling RM 5000+. My other credit card (that I usually use ) credit limit is not enough for the purchase hence I have no chopice but to use Citibank Credit card. When the statement came , to my horror , they charged me an extra charge of RM 36.58 as charges of Credit sheild plus which I never take up with them. I rang them and emailed them to tell them that I am not going to pay that extra amount. After much effort on my part , Citibank agrees to waive that extra amount and I paid up all what I owed them. I thought that everything is okay by then.
No, it was not okay because when the following month statement came , it said I still owed them RM 0.26 as financial charges!!.What the heck!!!If I pay them , the bank charges will be more than that RM0.26!!Moreover this is my spare card and I rarely use it for purchasing things. Hence I ring them up again from my city to Kuala Lumpur which is considered as national call. After much explanation, they decided to waived off that RM 0.26 - financial charges.
Finally this month the new statement says I have a credit of RM 0.01. When the free membership expires next month I am going to return back the credit card to Citibank and will never ever apply another card again!!
Comments: (3)
Bookmark this review
Email this review
chriskong57
- ShareScore: 100%
- Community Rank: 23rd
- Published Reviews: 96
- Bounties Won: Coming soon!
- Age: 50
- Industry: Education
- Position: Teacher
- Income: $20,000.00 - $40,000.00
- Marital Status: Married
- City: Sarawak
- Here are three other reviews we think you'll like.
Chase Soutwest Airlines Visa
Blastoderm55 Rank 418th
Wamu Credit Card, Did Not Live Up to Ads
ryanpsbride Rank 224th
HSBC BANK VISA PLATINUM CARD
PA2007 Rank 77th
- Find a Random Review we think you'll like
Tips & Tricks
Did you know that all revenue a review earns monthly is split with the voters that voted for that review each month?
-
Earn Income Learn More
We generate revenue on community content through both advertising and content licensing ensuring the best earnings possible. We then split all net revenue 50/50 with the community on a monthly basis. -
Have Fun Learn More
Our community is based on sharing consumer experiences with others. From communication tools to grouping systems you will have the ability to connect with others in the community who have similar interests and profiles. -
Get Recognized Learn More
Over 90% of Internet users research their products online, and we plan to have the largest single source of authentic and unbiased experiences on the Internet. Your product reviews will have a powerful platform to help others increase their spending power. -
Compete Learn More
We don't just share revenue with you for your own submissions, we also want to reward you for your community participation. The more you popularize your submissions within the community, the more revenue you can earn.
Ooooh, this isn't good. I just received mine from them after they called about 4 times to offer it to me. I'm through Canada's offices so guess I'll find out if I have a similar problem. I'll be watching for it now thanks to your review. Thanks
good warning to others.
You need to be persistant on calling them and be vigilant about watching the charges on your card! Great review, thanks!