World Points Credit Card

I have had a World Points Mastercard credit card for as long as I can remember. There is no annual fee and my annual interest rate is only 5% which is fantastic when I cannot pay it off every month. I earn one point for each dollar spent and the points can be used to purchase cash rewards, gift cards, and merchandise. I have been saving points for several years and just cashed in about 50,000 points for a $350 check. It doesn't cost me anything to be a part of this great reward feature. I pay my bill to Bank of America online each month via my bank's online bill pay. I still receive a bill in the mail so I can check to see that the charges are accurate. I can easily login to check my point balance and browse the World Points online catalog to see what I will be cashing in my points for next. I have been very pleased with this credit card.
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  1. Great review. I never thought about savings up my points like that. Good tip.Voted:)

    RoseHill on February 26, 2008 20:48

  2. Great job on this review (V-oted)

    uaezarb on March 06, 2008 19:40

  3. That's good to know... I like free cash...lol

    loveonce1 on March 21, 2008 03:45

  4. I bank at BOA and had never heard of this program, thanks for the info, voted

    dsnygrl on March 27, 2008 00:19

  5. Nice basic plan- low interest!

    Sharkbytes on March 29, 2008 23:33

  6. Great interest rate! We bank with BOA & didn't know this existed!! (voted)

    Chocollette on April 01, 2008 07:32

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Overall Rating:

5.0
World Points Program By: Bank of America - Mastercard It was a gift Category: Finances & Insurance / Credit Cards
My Experience Level:
5.0
Feature Ratings: Rewards / Cash-Back Programs
5.0
Interest Rate
5.0
Annual Fees
5.0
Sign-Up Offers
5.0


Author Profile:

JenniferB
JenniferB
Rank: 103rd (down 4)
ShareScore: 69%

City: St. Louis
Age: 35
Marital Status: Married
Children: 2
Industry: Anything & Everything
Position: Wife & Mom
Income: $40,000.00 - $65,000.00

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