Union Bank's Omni Pass By edgt28 on - Updated Oct 15, 2011

Explore the endless possibilities of traveling. The card without borders. That's Union Bank Omni Pass for. For a corresponding amount charge to my card will give me 1 point. Accumulating the points of my continuous charging may give me a FREE plane ticket or accommodation or a travel package once converted.

I never applied for this card. It was just sent to my office and I never thought that it was automatically activated. I never knew it until an agent gave me a call saying that I am entitled to avail the unused portion of my limit (which I never used actually) for a cash loan. Woah! An instant and easy loan, who will deny it? Not me of course. But it is not that big because my limit is relatively small. The proceeds of the loan was deposited to my bank account in a week time. The monthly amortization is included in my monthly billing which makes payment more convenient to me.

I never use this card yet for any purpose since today except for this transaction. Maybe in the near future when my balance rise up upon my several payments.

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