I don't know if anyone else has ever tried the financing company called Drivetime. They are a company that allows buyers with bad credit, no credit, and banruptcies to buy a car (like second chance financing). They have cars from about 2001 and newer on their lots and  most of the lots are located in Southern California and Nevada. Most of the sales people are very nice, however w...

When I was negotiating a deal on a new 2007 Ford Focus from the dealership last September, I told the pressuring salesman exactly what I could comfortably afford for a monthly car payment: $150. I had a sizable cash down payment to work with, 50% of the negotiated car price, but if he couldn't figure out how to keep that financed monthly payment within my own budgeting c...

About a year ago we needed to replace our second car. We knew roughly our price range and what we were looking for. Honestly our credit has some black marks on it. Our credit has been clean since our black marks, but we knew it might still be hard to get a decent car loan. Sure just about anyone can get an auto loan, but you are usually paying an arm and a leg for it. I checked on line and deci...

None of us ever usually look forward to shopping for a car. It brings to mind the torment of the back and forth of price only to be followed by the hassle of dealing with the dreaded finance office. Roadloans makes this a much more simple process. By going on thier site you are able to apply for an auto loan and receive prior to picking a car or dealer a check to write for the car of your choic...

A few years ago we decided to buy a "new" SUV. It was new to use, but at the time it was a year old and slightly used. We found the one we wanted and took out a loan. All the paperwork was done at the dealership the same day we said we wanted the SUV. I'd say it only took about 10 minutes from the time we filled out all the paperwork until the time we were approved. Citizen's ...

When I was looking for my last new vehicle, I had a good idea of what I was looking for, or at least the basics. All the miscellaneous stuff they add to vehicles is enough to make me crazy. Not having children, I have no use for a DVD player, yet it was hard to find a vehicle without one. After months of searching car lots in person and even more online, I found the right vehicle for me. Findin...

When I first purchased my auto load through AmeriCredit I was ecstatic.  I had the vehicle I needed to get back and forth to work.  I had no idea that I was in for the trauma of my life.  At the time I got the car loan from AmeriCredit, I thought that my credit rating was low.  Unfortunately, I didn’t count on the confusing contract.  Doing business with Ame...

After I had some credit issues a few years back, it was a nightmare trying to buy a car. Non of the lenders would finance me, plus, I am a full-time student who does not have a lot of income. One of the dealerships that I visited told me about a finance company called Nicholas Financial located in West Palm Beach, Florida. Nicholas Financial works with people who have bad credit or other issues...

When we needed to purchase a new truck, we approached our bank first. The bank literally laughed in our face when we told them what we wanted and how much we were able to pay. We looked at dealer financing and in turn laughed at them. We decided to explore our options online. The Lending Tree solved our auto financing dilemma.Lending Tree does not charge you for their services. The ap...

Whenever anyone in our family purchases a new car we go to the Latvian Heritage Federal Credit Union for our loans.  This is a small savings and loan credit union started in the 1950's for the Latvian community that settled in and around Western Michigan.  We have been dealing with them for over 35 years.  This credit union is only open 2 nights a week but they will gladly co...

I currently lease both my Dodge Durango and my Dodge Caravan from Chrysler Financial. I have been very pleased with their service. Approval is easy and only takes minutes. I went in to look at Mini-Vans and as soon as I picked out the one I liked, the dealership  ran some numbers with Chrysler Financial and I was approved in just minutes. Making my monthly payments is easy with Chrysler Fi...

In 2007, I purchased two new cars to replace my newer model car that never worked correctly to begin with.  The first time I bought a car, which was in 2003, I did what a lot of people do.  I went to the dealer found a car I liked and then applied for financing at the dealer.  After sitting in the dealership for 5 hours that day I vowed I would never buy a car that way again!&nbs...

When I finally decided to purchase a second new car, I was worried that the current auto loan on my record would stunt my chances. As a subprime auto lending customer, lending options are usually few and far between. Citifinancial stepped up to the plate and made my life a better place.The car loan I achieved through Citifinanical was for $18,400 at an interest rate of 14.25%. For a subprime cu...

My husband and I financed an automobile through Household Automotive. At the time we financed we got a horrible interest rate. Our past credit score had not been that great.  The dealer told us that after a year of making payments we would be able to refinance at a much lower interest rate. That was not the case. When we called Household to try and start the whole refinancing process we we...

Chrysler Financial is an excellent company, committed to helping its customers drive away happy. With a variety of options in merchandise, as well as payment options, you can't go wrong here. I have been leasing my 2005 Jeep Liberty Sport from Chrysler Financial for nearly two years. During that time, I have always been able to reach a well-informed representative if I have questions regard...

This may be a bit of an odd review your thinking.  But if you have ever been in the market for a car or home to be financed you know how important it is to find a lender you trust, with fair rates, and a solid reputation.  Credit unions make a good choice for that.  University of Tennessee Federal Credit Union is now our "go to" lender for those reasons.We first got int...

I started quite a few years ago leasing my car. It is the best option for me! I love getting a new car every 2 or 3 years and the payments are in right area.When I first started leasing my car I was buying Ford. My dad worked for Fords so I got a great discount which always helps. I wasn't very happy with the financing program that Ford offered. It took quite awhile to get approved and very...

We were fairly young when my husband and I purchased our first vehicle. I was very pleased with the experience we had wtih the finance company. Since we were first time car buyers, young with not a lot of credit our interest rate was only mediocre; however it still was not bad. We were able to choose what day of the month we wanted to send our payment into the company. Also one time we were mov...