When we purchased our current home back in 2006 we decided to go with a credit union. We chose Buduchnist Credit Union (a Ukrainian credit union) because they offered a really good rate on a 2-year variable mortgage (4.1%) and we always received personalized service when we went to the branch. In order to use them we had to become members so we bought $100 in shares. We were then able to get ou...

I know I have give low scores for fees, Intrest Rates, and Range of Service, but before I explain why let me tell you a little about Onpoint CU. They were previously know as PORTLAND TEACHER CREDIT UNION and their services were VERY limited. The bank only serviced educators, nobody really knew the  bank was around except those who were teachers in the Portland Oregon area. Roughly two...

I have been a member of St. Joseph's Federal Credit Union for about sixteen years.  This credit union is open to any member of about 6 local churches.  Over the years, the credit union has immensely expanded their services.  In fact, they are currently building a new facility next to the one that they are outgrowing!I like being a member of this credit union for many reasons....

Security Service Federal Credit Union has 43 locations throughout Texas and Colorado.  The corporate office is located in San Antonio, TX.  This financial institution is top notch in offerings. You can get everything from simple checking and savings accounts to various loans and credit cards.   In order to become a member of SSFCU, you must meet certian qualificati...

I've belonged to quite a few banks and credit unions over the years.  And I have to say that I definately prefer Credit Unions to a bank.  When I moved away from home I also left behind my military credit unions which I had belonged to for as long as I can recall (Navy Federal and Cherry Point).  It was quite a shock for me when I learned that most banks do not give interest ...

First of all I am a bit biased about this company since it is my place of work, however I am also a member so I am able to see and discuss the stand points on a customer level.One of the best things that I find about this credit union is their understanding of what is important and to them is keeping their members pleased about where they hold their financial investments. The credit union's...

If you’re looking for low interest rates on loans and higher returns on savings accounts and other investments, SECU might be for you. I’ve had a checking account at Wachovia since I was a teenager, but I opened a SECU account when I was looking for good savings account interest rates. To be a member you have to either be a state employee or be a first-degree relative of someone wit...

My husband opened this account when he worked at the NASA facility in Greenbelt, MD years ago.  Then, he was transferrd to another NASA center and we thought this credit union would be there, too.  However, that was a false misconception.  But that didn't stop us from being a customer.  We kept all of our existing accounts there despite the fact we live more than 600 mil...

I have been a member NFCU (Navy Federal Credit Union) for over twenty years. When I was getting ready to transfer from Pensacola, Florida to Misawa, Japan, I opened a savings and checking account with them. At the same time they offered me a credit card that I still use today.Whenever I needed to contact them, they had an international line with customer service representatives that would court...

When looking for a banking institution in Tucson, Arizona look no further than the Tucson Federal Credit Union. As their motto says, they're "better than a bank!"TFCU was started in 1937 for school employees and their families in Tucson. It is now a community charter credit union which allows anyone who lives, works, volunteers, worships, or attends school in Pima County to join. ...

I have banked with TLC Community Credit Union for over ten years. I have had a free checking and savings account with them. I feel the best part about banking with TLC is that they offer free checking so there is virtually no fees for me banking with them. I do have to pay a small fee for ordering checks. There are several ways that I  bank with TLC Community Credit Union, they h...

In this day and age of big banks, local credit unions tend to get lost in the shuffle.  My husband and I have had an account at Millstream Area Credit Union for several years that relies on direct deposit.  Since it is not our main account, we rarely pay much attention to it, except when we get our monthly statements.  Two recent incidences, however, have proved to us that we sho...

Tower Federal is a good credit union to join if you live in the Baltimore metro area. Most members become eligible because they, or a family or household member, work for or with the NSA.  I especially like Tower now because they built a branch about a mile away from my house. Since the credit union is fairly large and is doing well, they may be adding more in the next few years. Right now...

I have been a member of Navy Federal Credit Union for as long as I can remember (well over 20 years).  Whenever I am looking to purchase a car or home I always check out their loan rates, which are almost always lower than anyone else except maybe USAA.  Over the years, I have had bank acccounts with too many banks to count and I have to say, Navy Federal has the best customer service...

I have had accounts at this credit union for over 12 years now.  I have not been a Baltimore County, MD employee but the credit union is structured to allow relatives of employees to become members, so I used my brother as an "in".  The accounts at this credit union are diverse.  They have an account to match your particular needs.  I do most of my banking by mail ...

We have been fortunate enough to be members of this credit union for over 7 years now.  We have never been disappointed.  They are always friendly.  They still have face to face service, unlike the new trend to put the tellers behind a video camera and make you talk to them over a phone. I do wish they had 24/7 customer service over the phone, but they are there for 12 hours a da...

Members Credit Union of North Carolina is based on employees.  If your company has a main account with the Members Credit Union, then you can get an individual account.  This enables you to take advantage of the credit union features that some banks can't offer to you.One thing that I noticed was that the interest rates are not as high as the traditional banking institutions. This...

I switched my account from Green Mountain Credit Union to the New England Federal Credit Union because I currently had a boat loan through green mountain but the interest rate was to high and I refinanced it through new england. I ended up with a higher payment but dropped my years owned by 2 and went from a 9.9% loan to a 5% loan. I was very happy that New England accpeted my loan request...

If you are affiliated with Johns Hopkins University, School of Medicine, or any institutions that Hopkins is associated with, you may be eligible to hold an account with their credit union.  If you can join, you definitely should!I have not paid a penny in fees (including ATM) since I joined JHFCU almost 10 years ago.  Every time I have had a question, I can call by phone or stop into...

Several Years ago when I was attending Ohio University, I needed a checking account, and I thought I would do business at the Hocking Valley Credit Union because it had several branches and they were open later than most banks on Fridays.I had nothing but trouble with this credit union. Mysterious charges showed up on my account every month, and as they don't provide a paper statement ...