Oakwood Homes provides mobile homes and a selection of modular homes.  The Classic 2918 is a modular home provided by Oakwood Homes.  After going to several Oakwood Home dealerships, we were finally given the oppotunity to view one of the Classic 2918 modular homes from Oakwood Homes. Exterior Color Choices  for the Classic 2918 Modular HomeThe exterior color choices for the...

Hubby and I received a 131 sq m lot from his parents as a wedding gift. When we decided to construct our house on it we knew that it is better that we obtain the fund from a government agency. Being members for years of Pag-Ibig Fund we are entitled to avail of the housing loan they are offering to their members. The rate is affordable and fixed and for more ease of processing. We got our nee...

I have lived in many mobile homes throughout my life.  These I rented and found them to be adequate and easier to afford during the rougher periods of my life.  It amazes me, how far they have come in the development of these homes.When we drive down the road, in the town I live in, and look at all the older mobile homes, it just amazes me.  The mobile homes now have so much more...

When we decided to do a huge remodel on our home, we opened up an Equity line of credit to pay for the things we needed.  The bank we chose was National City. They have many local branches in our city and, we have an established relationship with this bank, so we felt comfortable opening the account. The first thing you have to remember when setting up an equity account is that t...

My husband and I initially got an adjustable-rate mortgage (ARM) when we bought our house nearly five years ago.  Since the adjustment period was approaching, we decided to refinance to a 30-year fixed rate before the rate was adjusted for us.  We were still toying with the names of different lenders from whom we could solicit quotes when we got a call from our current mortgage lender...

I have bought and sold four houses in the past seven years.  I have used four different title agencies, and for the most part have been pretty darn pleased with them.I was that is until I used Barristers title Company in Independence, Ohio.  It is a somehow related to Howard Hanna/Smythe Cramer, how exactly I am not sure?We relocated from another part of the state so we signed al of t...

A couple of years ago I found myself in debt, and paying too much for a mortgage and home equity loan. I looked around my town for a way to refinance, but couldn't find anyone who would either give me a loan, although my house had appreciated, or would give me a fair interest rate, because of my credit rating. Then Mortgage Lender's Network came to the rescue.I found them on-line, and w...

When my husband and I decided to begin construction of our new log home, we chose to use the equity in our guest house to borrow the funds from the bank. When selecting which bank to use, we considered several factors: interest rate, customer service, and ease of converting to a mortgage once construction of the house was complete.Shoshone First Bank in Cody, Wyoming was the bank we ultimately ...

We bought our Schult Modular Home in 1985 after doing a lot of research on the different manufacturers.  Schult has been in business since 1934 and is the oldest manufacturer of manufactured homes.  They build quality homes at an affordable price.A modular home is basically built the same as a stick built home, only in the protected environment of a factory.  That means no delays...

When we were looking to become homeowners, we followed all the procedures our real estate agent and mortgage company set forth.  One step to becoming a home owner was issuing a title search and obtaining title and mortgage insurance.  Our choice for this service was New Braunfels Title.This establishment does it all.  They review the bank instructions, send each party copies...

When my hubby and I got married we moved out of state and had to find a house in a hurry. We couldn't afford a huge house, but didn't want an old farm house. We ended up finding this modular home and were impressed with the size and look of the inside. From the outside, the house doesn't look like a double wide trailer like some people think. It looks like a long, one story, ranch-s...

They are all alike; right?  That's what I used to think about home lenders.  That is until I refinanced my home equity loan with First Horizon.  This Tennessee based bank is on my list - you know the one.  The one you can mention in polite company.I have a great mortgage broker that finds the lowest rates with the least amount of closing costs.  When she found this ...

I recently purchased a home. I got an FHA loan and everything went smoothe. I wasn't ver familiar with the process of buying a home but the people at H&S Title were very helpful. H&S Title did the title work on my new house. They were very promt, professional, and very informative. They kept us up to date on everything. It took us less then a week once we got to the point of filing ...

I had a horrible time dealing with Wilmington Finance when my mortgage was sold to them.  They forgot to pay my taxes out of the escrow account.  They paid the insurance so late that it was cancelled.  Then they tried to charge me late fees and reinstatement fees to pay for their mistakes.  The customer service department was rude and careless and refused to take any blame.&...

We were living in a brand new Choice Home a few years back when the mortgage began to get out of control.  With all the fees I had to pay, including escrow and interest, I could hardly make the payments.  We decided to refinance, and the person we contacted to help us set us up with Wells Fargo.Wells Fargo helped us to get our mortgage back under control.  We had a lower interest...

I used University Title Company located in College Station, Texas when we closed on our first home. We are now using them again for the purchase of our second home. They have great customer service. We had to get something notarized for the couple who is purchasing our home. I had just had ankle surgery and am not that good on crutches. The gal came out to my vehicle and notarized the paper rig...

When interest rates dropped to 5.0 percent, we decided to refinance our home, in the hopes that we could save substantially on our monthly payment. Of course, it is a big decision to refinance because it is like starting over on your mortgage. But 5.0 percent! We just couldn't resist.Wells Fargo Bank is the provider our mortgage broker found was the best option for us.Roger Ingalls from Axi...

When we purchased our 1st home, our lawyer insisted that we purchase title insurance. Title insurance protects both the homeowner and lender prior to and after the closing date. I have Title, Land and Mortgage coverage within my title insurance policy. With Title Plus title insurance we were protected from title-related risks like:- Defects in our Title (leins/charges, unregistered Hydro easeme...

I love my home, I had been living in an apartment and was really tired of throwing my money every month down the toliet! I decided to invest in a home and it been came clear I couldn't afford a condo, didn't really want a big house so I started looking at Modular homes. I fell in love with this home, I loved the layout. Granted I was a little concerned about the construction and quality...

I have bought, lived in and paid for in full two mobile homes in my life. Vanderbilt Mortgage financed both of them. I must say the customer service at Vanderbilt Mortgage, which is based in Tennessee, is excellent. They worked with me during some very difficult and stressful times including a divorce and a bankruptcy. They never failed to be polite, helpful and understanding. Thier interest ra...