Okay So we heard about this free money called Small Business Funding Centre for Canadians. It is where you can be eligible For a fund/grant/loan from more than 20 billion dollars from funding programs. For financing small businesses. You can use these funds to help you start-up, expand or improve your business.Sounds great. So we decided to read about it and find out as much as we could. Turns ...

None of us ever usually look forward to shopping for a car. It brings to mind the torment of the back and forth of price only to be followed by the hassle of dealing with the dreaded finance office. Roadloans makes this a much more simple process. By going on thier site you are able to apply for an auto loan and receive prior to picking a car or dealer a check to write for the car of your choic...

I have been a SAHM for 7 years now and as a result my credit has suffered.  When I needed a loan to purchase my car last year, the rates I was getting from finance agencies were way higher than I was willing to pay. I went to my local bank, the Bank of Woodstock and talked to them about options. They told me about a program that they and other banks use to give loans to people using m...

This came through a phone call offering my husband for an all-purpose and no-collateral Chinatrust salary stretch loan. The interest rate, the loan able amount and the payment options are very flexible and competitive. We tried to avail for a 100,000 peso loan and in one week time we received an ATM card where the proceeds of loan were deposited. We paid the monthly amortization for one year on...

Another source of personal loan we came across through a phone call was CitiFinancial. An agent called my husband and asked to try their offer. The procedure was very simple. We just need to fax the required documents and wait for the result of the review for about a week. Once approve, the xerox of the previously faxed documents as well as the post dated checks (PDCs) for the monthly amortizat...

I got an offer for a personal loan from Citifinancial representative via a telephone call. Being a credit card holder of their sister company then, Citibank, I presumed they liked my credit standing there to offer me such loan. Just any other offer, certain documents needed to be prepared and fax. I like Citibank and I have no bad experience with them yet so I gave it a try. Among the features ...

At first I thought applying for a personal loan from quite a new bank would be hard. When a certain agent gave me a call and asked if we are interested to apply for a loan thru Sterling Bank of Asia, I had a second thought if it will only be a waste of time. Despite of it and the reality that I need to produce money to serve as additional capital for my parents' business I gave it a try. Pr...

Rizal Commercial Banking Corporation or RCBC is one among the banks where I get the additional funds for the business of my parents. Since we do not have an ITR for the business, we apply for a loan thru my husband's name. It started with an offer sent to my husband's office 7 years ago but that time we do not have financial requirement yet. We got the loan after learning about my paren...

The company I am working right now comprises of several other affiliated or sister companies and one of those is Citystate Savings Bank Inc. It is where we maintain our payroll/savings account for ease of transaction and convenience.Being an employee of one of their sister companies, getting a personal loan is quite easy as compared to other banks. I just need to fill up an application form, ge...

It is hard when loan is initiated by the borrower rather than it emanates from the lender of course. The chance of approval is relatively high because they might already do some credit investigations to get my personal information and to do such an offer.There are certain documents I remember that I faxed to the bank and then after several days the loan is already available for pick up. It is p...

Cash advance or pay day loan. I admit I was a bit nervous the first time, but I found Checksmart easy to deal with. The service was courteous and confidential. The requirements are primarily that you have a valid checking account with a positive balance and that you can show a pay stub and a valid ID. They do verify your bank information and your job information. You also need a working phone, ...

It was 3 weeks until Christmas, overtime had dried up months ago and I saw no way to get my children a decent Christmas. I knew if I could get a loan I could pay it off in March with a Tax Refund, if I could manage the payments for 3 months until then I could still get something nice to put under the Christmas tree. I called Security Finance and they took some of my information over the phone...

Back about 12 years ago I started a mail order business.  Being a person of limited financial means and resources at the time, I needed help.  I was told to try using the government services provided by the Small Business Administration.  I was pleased with all the help I received.  If it had not been for their help with a loan and the many other services they provided, I wo...

This may be a bit of an odd review your thinking.  But if you have ever been in the market for a car or home to be financed you know how important it is to find a lender you trust, with fair rates, and a solid reputation.  Credit unions make a good choice for that.  University of Tennessee Federal Credit Union is now our "go to" lender for those reasons.We first got int...

Hubby and I received a 131 sq m lot from his parents as a wedding gift. When we decided to construct our house on it we knew that it is better that we obtain the fund from a government agency. Being members for years of Pag-Ibig Fund we are entitled to avail of the housing loan they are offering to their members. The rate is affordable and fixed and for more ease of processing. We got our nee...

The application was processed over the telephone within minutes, and the Bank of Scotland offered to courier the cheque the same day. The staff were helpful, friendly, polite and well-informed. I was pleasantly surprised at the service offered by the Bank of Scotland. Low interest rates, efficient and speedy service and friendly staff made dealing with the bank easy. A follow up courtesy call ...

When life hands you a lesson, learning from it is a wise investment for the future.  When we were younger we rarely considered protecting any of our loans or credit cards, lines of credit etc.,  with Life Insurance, Disability or Income Loss Insurance.  The only insurance protection we carried was for mortgage protection,  but in 93 that mindset changed when I became disable...

I have seen minimal branches of Chinatrust as I travel for office. I'm not aware that they are offering a salary stretch personal loan until I received a call from one of their bank representatives offering me a loan. They get my personal information beforehand from a certain bank of mine, considering my good credit standing, which serves as a basis for granting me a loan.My first applicati...

I was able to get a personal loan from Citi Financial to pay off some credit cards and my university tuition. The Citi Financial agent made it very easy to apply and explained, in detail each aspect of the application. They also had easy repayment options so I could pay off the loan early and without penalty. I needed collateral for the loan so I put my car up. The term of the loan was 48 month...

Ever find yourself in a situation where you need more money that you have.  Who hasnt?  Well, me and my husband had our house paid off and when we were involved in a civil lawsuit we found ourselves in need of some money for lawyer/settle fees. Long story short we research all the banks that were in the area for the best rate.  US Bank offered the best rate, plus if you have a ch...