I have bought, lived in and paid for in full two mobile homes in my life. Vanderbilt Mortgage financed both of them. I must say the customer service at Vanderbilt Mortgage, which is based in Tennessee, is excellent. They worked with me during some very difficult and stressful times including a divorce and a bankruptcy. They never failed to be polite, helpful and understanding. Thier interest ra...

My husband and I initially got an adjustable-rate mortgage (ARM) when we bought our house nearly five years ago.  Since the adjustment period was approaching, we decided to refinance to a 30-year fixed rate before the rate was adjusted for us.  We were still toying with the names of different lenders from whom we could solicit quotes when we got a call from our current mortgage lender...

We had a great experience with Goodmortgage company. They are located in a different city than us.  However, they were excellent about letting us know what all we needed and getting us through the process over the phone, fax and email.We had to have a home inspection.  There was an electrical problem that had to be repaired. Then the inspector came out again once we called and let the...

We have now refinanced our home several times through Fairway Independent Mortgages. The great thing about them is that they will accept most credit histories, even those with some not-so-great things on them. They will work with you to find out the best type of home loan for your needs. They actually do the shopping around for you. You don't have to call around to all those banks to see wh...

We were living in a brand new Choice Home a few years back when the mortgage began to get out of control.  With all the fees I had to pay, including escrow and interest, I could hardly make the payments.  We decided to refinance, and the person we contacted to help us set us up with Wells Fargo.Wells Fargo helped us to get our mortgage back under control.  We had a lower interest...

We recently purchased a home and found City Bank Mortgage to obtain our mortgage through. This company was extremely easy to work with. You first submit your pre-approval application and fee. This allows you to see how much house you can afford and that you are pre-approved to obtain a loan. After you find your home, you then can submit your fee for the appraisal. Then comes the hard part of th...

When interest rates dropped to 5.0 percent, we decided to refinance our home, in the hopes that we could save substantially on our monthly payment. Of course, it is a big decision to refinance because it is like starting over on your mortgage. But 5.0 percent! We just couldn't resist.Wells Fargo Bank is the provider our mortgage broker found was the best option for us.Roger Ingalls from Axi...

I have bought and sold four houses in the past seven years.  I have used four different title agencies, and for the most part have been pretty darn pleased with them.I was that is until I used Barristers title Company in Independence, Ohio.  It is a somehow related to Howard Hanna/Smythe Cramer, how exactly I am not sure?We relocated from another part of the state so we signed al of t...

A couple of years ago I found myself in debt, and paying too much for a mortgage and home equity loan. I looked around my town for a way to refinance, but couldn't find anyone who would either give me a loan, although my house had appreciated, or would give me a fair interest rate, because of my credit rating. Then Mortgage Lender's Network came to the rescue.I found them on-line, and w...

This is a book from Graham Hooper, is  about a experiment made where eight households where monitored for two years, advised in ways to increase their income as well as spending less money.It helps the reader to understand what's types of mortgage there is, and explains why we all should pay our  mortgage as soon as possible. Also taught us how to draw a h...

They are all alike; right?  That's what I used to think about home lenders.  That is until I refinanced my home equity loan with First Horizon.  This Tennessee based bank is on my list - you know the one.  The one you can mention in polite company.I have a great mortgage broker that finds the lowest rates with the least amount of closing costs.  When she found this ...

If you want truly paperless banking and a great interest rate, follow the big orange ball to ING Direct. ING is an online only bank that offers you savings, checking and Electric Orange accounts. Their interest rates are on average 9 times more than most national banks. This is banking made easy. I'm one of those people that is addicted to savings. It's such a good feeling to ...

I recently purchased a home. I got an FHA loan and everything went smoothe. I wasn't ver familiar with the process of buying a home but the people at H&S Title were very helpful. H&S Title did the title work on my new house. They were very promt, professional, and very informative. They kept us up to date on everything. It took us less then a week once we got to the point of filing ...

I used University Title Company located in College Station, Texas when we closed on our first home. We are now using them again for the purchase of our second home. They have great customer service. We had to get something notarized for the couple who is purchasing our home. I had just had ankle surgery and am not that good on crutches. The gal came out to my vehicle and notarized the paper rig...

 We were looking to consolidate some high interest credit cards that we owned. We had some equity in our house and decided to search out a good Home Equity Loan. We initially approached out bank, Vermont Federal Credit Union, and they were more than ready to help out. They handed a application to us, and we filled it out. Some things you might want to collect are your outstanding debts and...

I opened my account with ING back in January 2007. Back then they had a special running to open an account with no minimum deposit and they gave you $25.00 in bonus money for doing it. The interest rate at the time was in the neighborhood of 4.5%. I had 2 checking accounts at 2 different banks at the time and neither of those were paying me any interest so I thought I would give it a ...

When we purchased our 1st home, our lawyer insisted that we purchase title insurance. Title insurance protects both the homeowner and lender prior to and after the closing date. I have Title, Land and Mortgage coverage within my title insurance policy. With Title Plus title insurance we were protected from title-related risks like:- Defects in our Title (leins/charges, unregistered Hydro easeme...

When we purchased our current home back in 2006 we decided to go with a credit union. We chose Buduchnist Credit Union (a Ukrainian credit union) because they offered a really good rate on a 2-year variable mortgage (4.1%) and we always received personalized service when we went to the branch. In order to use them we had to become members so we bought $100 in shares. We were then able to get ou...