I have been using Citibank credit card for almost 10 months. It is a master card.  It has some collaboration with Indian oil and hence most of the petrol pumps don't charge surcharge. Not only that there are some chargeback schemes also. That is a great advantage for me as I am using car every day. But it really took sometime for the application to process. We had to wait for thre...

I am on a debt reduction program, so I don't condone the use of credit cards.  I do have to say that getting out of debt has been helped by Citibank Credit Cards.  They have the best balance transfer offers that I've seen with any other credit cards.Many different cards that are offered by this bank provide a 0% balance transfer rate for up to a year for new customers.  I...

I am a professional and a businessman that is why maintaining several credit cards is more of an advantage to me than otherwise. Although to some it may sound not practical but personally I got benefitted from it several times already. It gives me convenience, power and flexibility but of course I need to be prompt with my obligations with them.Among the several cards I have, my Citibank Gold M...

Usually we pay our bills in full and the only problem we always miss is to beat the due date or the extension period. This is my concern why I enroll our electricity and telephone bills with Citibank's Citi One Bill.My wife is a full time housewife as I have a 24/7 on call work. We hate to be late with our obligations and if someone can do it for us at no extra charge why not? Citi One Bill...

There are many credit card companies out and they all have their own sales pitch to try and get you to own one of their cards. Some examples I can think of are Cash rebates, discount on gas, airmiles, low interest, and my personal favorite: price-matching cash refund. This service is provided by my Citi bank master card.Citi bank has a great reputation, and is one of the largest banks in the wo...

I've been using the Citi Dividend card for over 2 years and have mixed feelings about it.  I initially applied for the card because I was already with Citibank (I'd been using a Diamond Preferred card) and wanted a credit card that offered cash back rewards.  The draws: there's no annual fee, and being a Mastercard, the Citi Dividend card is quite versatile.  Also, I ...

As a frequent traveller on Air Asia, I have been wanting to get this card for a long time already.I applied last year for this card but it was rejected because I have another credit card with Citibank. Then today, out of the blue , I received this long awaited card in my mailbox. As a regular Air Asia traveller this card has loads of benefits. First as a card holder, I can get pr...

In a world where credit card companies are all a bit slimy, Citibank at least tries to make a reputation by being less slimy than the others. All these companies have policies that border on unethical.  It's become an accepted part of the business, and Citibank is no different in this respect.  The difference is that they put a high value on customer service and will bend these po...

Our Citibank Gold Mastercard usually provides us with cash loan through their “call for cash” promo.  An accredited Citibank agent usually gives us a call when there’s a valid promo available for us and clearly states the terms and conditions on the availments.  The interest rate for this kind of promo ranges from 1.25% to 1.75% per month.  These interest rate...

An accredited Citibank telemarketer gave me a call sometime in June of last year.  The purpose of the call was regarding bill payments.  I let her did the talking to discuss further the offer. The offer was very appealing. With my Citibank Gold Mastercard I can be able to enroll my bills like telephone, electrical, mobile phone, insurance and others under an auto-debit arrangement o...

I have been using my Citibank Gold Mastercard for almost 3 years now and glad to have it. I really love this bank for giving me a 6-digit credit limit on the spot and keeps on increasing it. A great help also in my grocery business with their offer of Call For Cash at a very reasonable rate ranging from 1.25% to 1.75% per month only. The pre-approved cash loan will be phoned-in to you by thei...

I was offered to sign up for a credit card and since Citibank is worldwide I signed in for it with 2 years membership waived and they gave me a credit limit of RM 15 000. I seldom used this card because there is no Citibak in my city and making payment is very troublesome. I need to go to another bank to make a bank transfer . May this year I needed to make online air tickets pur...

After being debt free for years, when we decided to return to a monthly car payment and had purchased the car and truck,  that seemed to signal to the world that we were ripe and ready to be the target for every credit card company on earth to send us their information and ring our phone "inviting" us to take advantage of their pre-approved this, that or the other thing. &nb...

It is one thng to be asked to pay additional charges for the benefit of off shore accounts but to be asked to 'foot' an additional charge in relation to insurance coverage for that said account is totally riduculous, to say the least. This had happened to me some time back, so I am not even sure if it is still in vogue. Normally, people use off shore accounts as a way of cheating the &#...