I have banked with TLC Community Credit Union for over ten years. I have had a free checking and savings account with them. I feel the best part about banking with TLC is that they offer free checking so there is virtually no fees for me banking with them. I do have to pay a small fee for ordering checks. There are several ways that I  bank with TLC Community Credit Union, they h...

In this day and age of big banks, local credit unions tend to get lost in the shuffle.  My husband and I have had an account at Millstream Area Credit Union for several years that relies on direct deposit.  Since it is not our main account, we rarely pay much attention to it, except when we get our monthly statements.  Two recent incidences, however, have proved to us that we sho...

In the next six months or so, my husband and I would like to buy a house. It's time to start our family and we both feel that by buying a house this will point us in the right directions. Two weekends ago, my husband I went and looked at a potential house but after talking to a broker we learned that our credit would not be good enough for a loan. After we were told this, I did a lot of res...

I have been a member of Navy Federal Credit Union for as long as I can remember (well over 20 years).  Whenever I am looking to purchase a car or home I always check out their loan rates, which are almost always lower than anyone else except maybe USAA.  Over the years, I have had bank acccounts with too many banks to count and I have to say, Navy Federal has the best customer service...

While I am quite the advocate of another credit monitoring service, I use the myFico Credit Monitoring Service for the one accessory not available on my favorite site. The myFico Credit Monitoring Service offers fantastically accurate email updates.The email updates offered through myFico will let the subscribing consumer know every time a balance increases on a credit card and every time the c...

I always use my Meijer store Credit Card for Grocery shopping. The benefit of having this card is that I am able to budget my monthly grocery and personal use spending. I don't go over what my credit limit is and I pay the balance off at the end of the month. The great thing about this card is that there is no annual fee, but the interest is slightly higher than my commercial  credit c...

When we first started our business, we decided we would need a line of credit to cover any gaps in our income.  When you work in the construction business, it can take anywhere from 30 to 90 days for a contractor to pay you.  This leaves you with times that you may not see a check for a couple of months, and the bills don't wait! We already had our business checking account with N...

The Target Credit card is an ok card.  When I first applied i started with a $300 limit which was good for only a instore credit card (which the cashier forgot to mention to me when i went through the application process, otherwise i wouldnt have even done it).  About 2 months later it was up'd to $500 instore credit card, and probably a few more months and it went to a wopping $5...

When I decided a little more than a year ago to start keeping better track of my credit score, I searched all over the internet for the best credit monitoring service. What I found was a ton of rip off websites, wanted to charge more than I wanted to pay. After more than a month, I stumbled on the E Loan service by accident and have loved the service ever since.The main fantastic factor about t...

When I was in a period where I had bad credit and was wanting to rebuild my credit, The Orchard Bank Mastercard was one of the easiest cards to get approved for with bad credit. The one thing that this company is good for is giving second chances to people who are "credit challenged". The only problem is that they really tend to prey on these people and really seem to not be in the be...

I have had the Washington Mutual Credit Card for a little over a year, and I enjoy it quite a bit!  I use it mostly for online shopping, and enjoy the rewards program which was recently created.  The online servicing option is great.  I can look at my credit score instantly from one of the three bureaus.  They offer different value saving offers each month, as well as their ...

I've had a number of credit cards in my life, some good and some not-so-good.  The Wamu personal credit card is the worst I've ever had!  I don't remember what kind of bait they used to get me to sign up but it must have been pretty good.  Here are the reasons I dislike this card:  Very high interest rate even with very good credit (fico) score.  Very poor c...

When we decided to do a huge remodel on our home, we opened up an Equity line of credit to pay for the things we needed.  The bank we chose was National City. They have many local branches in our city and, we have an established relationship with this bank, so we felt comfortable opening the account. The first thing you have to remember when setting up an equity account is that t...

I am on a debt reduction program, so I don't condone the use of credit cards.  I do have to say that getting out of debt has been helped by Citibank Credit Cards.  They have the best balance transfer offers that I've seen with any other credit cards.Many different cards that are offered by this bank provide a 0% balance transfer rate for up to a year for new customers.  I...

Security Service Federal Credit Union has 43 locations throughout Texas and Colorado.  The corporate office is located in San Antonio, TX.  This financial institution is top notch in offerings. You can get everything from simple checking and savings accounts to various loans and credit cards.   In order to become a member of SSFCU, you must meet certian qualificati...

When my husband and I decided to begin construction of our new log home, we chose to use the equity in our guest house to borrow the funds from the bank. When selecting which bank to use, we considered several factors: interest rate, customer service, and ease of converting to a mortgage once construction of the house was complete.Shoshone First Bank in Cody, Wyoming was the bank we ultimately ...

I have an American Express Blue Credit Card. I absolutely love it. I have had no problems with it. There was a situation where I was charged twice by an online company in error (well that's what the online company is saying). By being charged twice, it caused me to go over my limit and I noticed a fee because of this. I called American Express and they quickly fixed both the additional char...

https://www.annualcreditreport.comMost of us have seen the catchy commercials on television or come in contact with the intrusive online Ads for freecreditreport.com. The thing is, regardless of how many times they say free, it really isn’t free. You actually have to purchase an expensive membership in their associated program in order to get your free credit reports.Instead of paying $14...

I have been a member NFCU (Navy Federal Credit Union) for over twenty years. When I was getting ready to transfer from Pensacola, Florida to Misawa, Japan, I opened a savings and checking account with them. At the same time they offered me a credit card that I still use today.Whenever I needed to contact them, they had an international line with customer service representatives that would court...

I got my first American Express Credit Card when I started college but I misused it my card was closed for about years until I could afford to pay. But American Express offered me a plan if I paid just half of what I  owed they would reinstate my card  and so I received my new card with a $500 limit and over time my limit has increased to $50000. American Epress is one of th...