I have banked with TLC Community Credit Union for over ten years. I have had a free checking and savings account with them. I feel the best part about banking with TLC is that they offer free checking so there is virtually no fees for me banking with them. I do have to pay a small fee for ordering checks. There are several ways that I  bank with TLC Community Credit Union, they h...

In the next six months or so, my husband and I would like to buy a house. It's time to start our family and we both feel that by buying a house this will point us in the right directions. Two weekends ago, my husband I went and looked at a potential house but after talking to a broker we learned that our credit would not be good enough for a loan. After we were told this, I did a lot of res...

I have been a member of Navy Federal Credit Union for as long as I can remember (well over 20 years).  Whenever I am looking to purchase a car or home I always check out their loan rates, which are almost always lower than anyone else except maybe USAA.  Over the years, I have had bank acccounts with too many banks to count and I have to say, Navy Federal has the best customer service...

While I am quite the advocate of another credit monitoring service, I use the myFico Credit Monitoring Service for the one accessory not available on my favorite site. The myFico Credit Monitoring Service offers fantastically accurate email updates.The email updates offered through myFico will let the subscribing consumer know every time a balance increases on a credit card and every time the c...

When I decided a little more than a year ago to start keeping better track of my credit score, I searched all over the internet for the best credit monitoring service. What I found was a ton of rip off websites, wanted to charge more than I wanted to pay. After more than a month, I stumbled on the E Loan service by accident and have loved the service ever since.The main fantastic factor about t...

When we decided to do a huge remodel on our home, we opened up an Equity line of credit to pay for the things we needed.  The bank we chose was National City. They have many local branches in our city and, we have an established relationship with this bank, so we felt comfortable opening the account. The first thing you have to remember when setting up an equity account is that t...

Security Service Federal Credit Union has 43 locations throughout Texas and Colorado.  The corporate office is located in San Antonio, TX.  This financial institution is top notch in offerings. You can get everything from simple checking and savings accounts to various loans and credit cards.   In order to become a member of SSFCU, you must meet certian qualificati...

When my husband and I decided to begin construction of our new log home, we chose to use the equity in our guest house to borrow the funds from the bank. When selecting which bank to use, we considered several factors: interest rate, customer service, and ease of converting to a mortgage once construction of the house was complete.Shoshone First Bank in Cody, Wyoming was the bank we ultimately ...

https://www.annualcreditreport.comMost of us have seen the catchy commercials on television or come in contact with the intrusive online Ads for freecreditreport.com. The thing is, regardless of how many times they say free, it really isn’t free. You actually have to purchase an expensive membership in their associated program in order to get your free credit reports.Instead of paying $14...

I have been a member NFCU (Navy Federal Credit Union) for over twenty years. When I was getting ready to transfer from Pensacola, Florida to Misawa, Japan, I opened a savings and checking account with them. At the same time they offered me a credit card that I still use today.Whenever I needed to contact them, they had an international line with customer service representatives that would court...

This may be a bit of an odd review your thinking.  But if you have ever been in the market for a car or home to be financed you know how important it is to find a lender you trust, with fair rates, and a solid reputation.  Credit unions make a good choice for that.  University of Tennessee Federal Credit Union is now our "go to" lender for those reasons.We first got int...

Members Credit Union of North Carolina is based on employees.  If your company has a main account with the Members Credit Union, then you can get an individual account.  This enables you to take advantage of the credit union features that some banks can't offer to you.One thing that I noticed was that the interest rates are not as high as the traditional banking institutions. This...

I have been a member of St. Joseph's Federal Credit Union for about sixteen years.  This credit union is open to any member of about 6 local churches.  Over the years, the credit union has immensely expanded their services.  In fact, they are currently building a new facility next to the one that they are outgrowing!I like being a member of this credit union for many reasons....

If you’re looking for low interest rates on loans and higher returns on savings accounts and other investments, SECU might be for you. I’ve had a checking account at Wachovia since I was a teenager, but I opened a SECU account when I was looking for good savings account interest rates. To be a member you have to either be a state employee or be a first-degree relative of someone wit...

Several Years ago when I was attending Ohio University, I needed a checking account, and I thought I would do business at the Hocking Valley Credit Union because it had several branches and they were open later than most banks on Fridays.I had nothing but trouble with this credit union. Mysterious charges showed up on my account every month, and as they don't provide a paper statement ...

When we purchased our current home back in 2006 we decided to go with a credit union. We chose Buduchnist Credit Union (a Ukrainian credit union) because they offered a really good rate on a 2-year variable mortgage (4.1%) and we always received personalized service when we went to the branch. In order to use them we had to become members so we bought $100 in shares. We were then able to get ou...

Tower Federal is a good credit union to join if you live in the Baltimore metro area. Most members become eligible because they, or a family or household member, work for or with the NSA.  I especially like Tower now because they built a branch about a mile away from my house. Since the credit union is fairly large and is doing well, they may be adding more in the next few years. Right now...

We have been fortunate enough to be members of this credit union for over 7 years now.  We have never been disappointed.  They are always friendly.  They still have face to face service, unlike the new trend to put the tellers behind a video camera and make you talk to them over a phone. I do wish they had 24/7 customer service over the phone, but they are there for 12 hours a da...

First of all I am a bit biased about this company since it is my place of work, however I am also a member so I am able to see and discuss the stand points on a customer level.One of the best things that I find about this credit union is their understanding of what is important and to them is keeping their members pleased about where they hold their financial investments. The credit union's...

When I was negotiating a deal on a new 2007 Ford Focus from the dealership last September, I told the pressuring salesman exactly what I could comfortably afford for a monthly car payment: $150. I had a sizable cash down payment to work with, 50% of the negotiated car price, but if he couldn't figure out how to keep that financed monthly payment within my own budgeting c...