My husband and I financed an automobile through Household Automotive. At the time we financed we got a horrible interest rate. Our past credit score had not been that great.  The dealer told us that after a year of making payments we would be able to refinance at a much lower interest rate. That was not the case. When we called Household to try and start the whole refinancing process we we...

We were fairly young when my husband and I purchased our first vehicle. I was very pleased with the experience we had wtih the finance company. Since we were first time car buyers, young with not a lot of credit our interest rate was only mediocre; however it still was not bad. We were able to choose what day of the month we wanted to send our payment into the company. Also one time we were mov...

In 2007, I purchased two new cars to replace my newer model car that never worked correctly to begin with.  The first time I bought a car, which was in 2003, I did what a lot of people do.  I went to the dealer found a car I liked and then applied for financing at the dealer.  After sitting in the dealership for 5 hours that day I vowed I would never buy a car that way again!&nbs...

 Security Finance is a great place to get a personal loan. We had an emergency once and needed a loan. I cannot say enough good things about security. They are so fast and so courteous to their customers. They are also quick to give a good credit report on all their customers making payments on time. They are very professional. They do not make you go through the waiting. It took me about ...

Provident is a finance company based in the UK , they have thousands of staff and customers over the country, they offer personal loans from £100 to £500, among other services and they can easily be contacted either by telephone or through their website. Reason for the loanAbout six years ago I decided to apply for a personal loan to help me out over christmas, when I think bac...

I had a horrible time dealing with Wilmington Finance when my mortgage was sold to them.  They forgot to pay my taxes out of the escrow account.  They paid the insurance so late that it was cancelled.  Then they tried to charge me late fees and reinstatement fees to pay for their mistakes.  The customer service department was rude and careless and refused to take any blame.&...

Whenever anyone in our family purchases a new car we go to the Latvian Heritage Federal Credit Union for our loans.  This is a small savings and loan credit union started in the 1950's for the Latvian community that settled in and around Western Michigan.  We have been dealing with them for over 35 years.  This credit union is only open 2 nights a week but they will gladly co...

When I was looking for my last new vehicle, I had a good idea of what I was looking for, or at least the basics. All the miscellaneous stuff they add to vehicles is enough to make me crazy. Not having children, I have no use for a DVD player, yet it was hard to find a vehicle without one. After months of searching car lots in person and even more online, I found the right vehicle for me. Findin...

When I finally decided to purchase a second new car, I was worried that the current auto loan on my record would stunt my chances. As a subprime auto lending customer, lending options are usually few and far between. Citifinancial stepped up to the plate and made my life a better place.The car loan I achieved through Citifinanical was for $18,400 at an interest rate of 14.25%. For a subprime cu...

One of the hardest things to figure out after college was my personal financial plan.  Sure, my college had requested for students to take a full semester of personal finance classes but nothing really prepares a new graduate for what is to come when the bills start to pour in the mailbox.  Fortunately I was able to figure things out on my own, since moved to Japan and had to figure...

It was 3 weeks until Christmas, overtime had dried up months ago and I saw no way to get my children a decent Christmas. I knew if I could get a loan I could pay it off in March with a Tax Refund, if I could manage the payments for 3 months until then I could still get something nice to put under the Christmas tree. I called Security Finance and they took some of my information over the phone...

A few years ago we decided to buy a "new" SUV. It was new to use, but at the time it was a year old and slightly used. We found the one we wanted and took out a loan. All the paperwork was done at the dealership the same day we said we wanted the SUV. I'd say it only took about 10 minutes from the time we filled out all the paperwork until the time we were approved. Citizen's ...

When we needed to purchase a new truck, we approached our bank first. The bank literally laughed in our face when we told them what we wanted and how much we were able to pay. We looked at dealer financing and in turn laughed at them. We decided to explore our options online. The Lending Tree solved our auto financing dilemma.Lending Tree does not charge you for their services. The ap...

Seeing as I am an avid pianist, guitarist and songwriter I am always looking for new ways of promoting my music and gaining industry knowledge, particularly on the internet.  In November 2007 I discovered a fantastic new and very innovative website called Slicethepie.com.  The main objective of Slicethepie is for artists & bands to raise enough finance to record and release their ...

After I had some credit issues a few years back, it was a nightmare trying to buy a car. Non of the lenders would finance me, plus, I am a full-time student who does not have a lot of income. One of the dealerships that I visited told me about a finance company called Nicholas Financial located in West Palm Beach, Florida. Nicholas Financial works with people who have bad credit or other issues...

When we built our new home in the summer of 2006 we financed through a local bank. It was the bank I had previously worked at for several years before becoming a stay-at-home mom. So we were very familiar with how things worked there and the people there. Well, only about a month or two after our construction mortgage closed they sold  the mortgage to Chase Home finance. At first I was not...

I started quite a few years ago leasing my car. It is the best option for me! I love getting a new car every 2 or 3 years and the payments are in right area.When I first started leasing my car I was buying Ford. My dad worked for Fords so I got a great discount which always helps. I wasn't very happy with the financing program that Ford offered. It took quite awhile to get approved and very...

We had a great experience with Goodmortgage company. They are located in a different city than us.  However, they were excellent about letting us know what all we needed and getting us through the process over the phone, fax and email.We had to have a home inspection.  There was an electrical problem that had to be repaired. Then the inspector came out again once we called and let the...

None of us ever usually look forward to shopping for a car. It brings to mind the torment of the back and forth of price only to be followed by the hassle of dealing with the dreaded finance office. Roadloans makes this a much more simple process. By going on thier site you are able to apply for an auto loan and receive prior to picking a car or dealer a check to write for the car of your choic...

Rich Dad Poor Dad is one of the best selling personal finance books of all time. It has sold over 20 million copies and has been translated in over 40 different languages. It was first published in April 2000 and has been in the New York Times best seller list six years running. Itm was written by real estate investor Robert T. Kiyosaki. The book discusses about his two fathers. One is his &quo...