We were quite surprised a few years back when our mortgage company sent us a letter informing us they no longer were offering home owners insurance and we were on our own to find a carrier. We panicked a bit because there was a limited time frame of when we needed the coverage or they would be charging us an arm and a leg through our mortgage. We luckily found Balboa insurance. I was very worri...

I've had State Farm Homeowners Insurance for 2 years. I am very dissatisfied with the price I paid. I got my insurance in 2005 when I bought my house. I expected to pay a little bit more when I bought my house because I was 18 when I purchased it. When I purchased my house I was paying $936 a year for $100,000 coverage for my structure. In 2006 my bill went up to $1,050 and my home value we...

I have had Travelers Homeowners Policy for about 4 years.  I am very happy with the price I am paying.  The cost is $654 per year for $191,000 on the dwelling and approximately $200,000 combined on other structures, personal property and loss of use and includes $300,000 of liability coverage.  I also have Travelers Auto policy, so I am receiving a discount for having two policie...

My home in Cahaba Heights (Birmingham, AL) was destroyed by Fire in 2005. I was away, caring for my Mom in FL, who was terminally ill, and my young girls. On Feb 24th, 2005 I got a phone call....There had been a fire, and my husband, the girls Dad, had died. We contacted State Farm, our Insurer, and notified them of the tragedy. Instead of quickly adjusting the loss, by rebuilding our home...

I currently have two homes insured with Westfield insurance and could not be happier.  I had the hardest time finding insurance for my rental property in Cleveland and after a LOT of calling around and practically begging some agents I found a representative from Westfield who was more then happy to cover my house.  They were willing to cover my rental for $60 per month.  This is...

I have experienced nothing but exceptional customer service with this company.  Anytime I have ever needed to call them they are always very quick with responses and help.  Their prices are very competitive with other companies and I have found that the service you recieve from this company is well worth the few extra dollars you might spend.  I have also found that this company ...

Purchased a new home four years ago and insured with my previous Carrier for $350,000.00 full coverage. Our payment was $1350.00 per year!  Contacted a local American National Agent and was quoted $750.00 per year for the exact same coverage. Several months after switching carriers, I recieved a check for $225.00 along with a letter, that stated our policy had been reviewed and our insuran...

Homeowners beware.  You see and hear advertisements everywhere about companies that will buy your house as is.  That is NOT always the case.  I had seen the billboards and the signs all over town for Homevestors and decided to give them a call.  I was immediately contacted by someone from the Homevestors office to set up an appointment to see my house.  I inherited a ho...

I just received our yearly renewal for our homeowners insurance and was reminded of how great we feel State Farm has been to us over the years.  We have had State Farm insure our home since we purchased it 35 years ago and also use  them for all of our car insurance needs.Our total annual premium is $547.00 (which can be split up into 2 payments) Our coverage includes:Replacement...

We purchase our homeowner's insurance through USAA.  USAA has been in business since 1922 when a small group of Army officers joined together to insure one another's vehicles.  Now USAA serves millions of customers and grows bigger by the day.USAA is a members only group.  You must be in the military, National Guard, or Reserve, a child or spouse of military personnel, re...

When we purchased our 1st home, our lawyer insisted that we purchase title insurance. Title insurance protects both the homeowner and lender prior to and after the closing date. I have Title, Land and Mortgage coverage within my title insurance policy. With Title Plus title insurance we were protected from title-related risks like:- Defects in our Title (leins/charges, unregistered Hydro easeme...