After years of savings account interest deposits of $0.18, I finally saw the light and switched my savings account to HSBC Direct, an online savings account from one on the worlds largest bank, HSBC.  Now, before I chose HSBC I had to do some research, and you should too.  I ultimately chose this bank because 1) it had the highest interest rate2) Free transfers from my traditional ban...

HSBC is a great company. I am a credit card holder with this company and they have given me great products and services. And now they have added a new feature to my credit card, the kind which is actually linked to a local airline. This particular credit card that I have is called Mabuhay Miles, which is for travelers.And so they have added a new feature to my card--the HSBC Travel Coverage. Fo...

My first credit card with HSBC is this classic visa. I started with a minimal credit limit but I enjoyed the benefits this card has entitles me. HSBC is an international bank so my card has a worldwide acceptance. I seldom travel abroad but I never miss to carry this with me for emergency purposes.Just like my other credit cards, it gives me convenience doing and making things much easier and l...

Okay, here are the good things I can say about this card. The web site is well organized, easy to use and offers perks like checking your credit score, and of course you can also make online payments or choose to recieve your statements via email BUT the customer service SUCKS! At least in my experience it does. For instance, I have been trying since June to have my last name changed on my acco...

We have a HSBC credit card. My husband doesn't have the best credit in the world and we were offered this card so we took it to try to repair his credit. The card does not have any rewards or cash back programs, or even sign up offers.  I have no annual fees. I love these two benefits of this card. I think the best thing all around is the interest rate. We were able to get a fairly low...

I have been doing business with HSBC Bank for nearly thirty years now and I am completely satisfied with all they have to offer. Having said that, I was tired of making out checks, addressing envelopes, paying for envelopes, and paying for postage all in order to get my bills paid. I decided to give their online bill paying a try and am I ever glad I decided to do so.I was hesitant to try this ...

HSBC is a full service, worldwide bank with several brick and mortar branch locations nearby as well as a personal internet banking service. To me, that brick and mortar reality is a sense of security that I can get ahold of real human being anytime I'm having a problem with my bank account.After comparing the different features, fees, and interest rates, I decided ...

When I was first out of high school, I must admit that I let my credit slide quite a bit.  Now that I'm older, I'm trying to reestablish my credit for the future.  This led me to look for credit cards that I could help rebuild my credit with. When I signed up for the Reward Zone Mastercard I was a little concerned about the annual fee of $79.  I even called the company...

My HSBC Visa credit card gives me the comfort of cash advance. I had a certain limit of cash advance from this card of mine and my automatic charge is 3% or 300 pesos or any amount to be set by HSBC. I can advance here (Philippines) or abroad. Well of course having a cash advance limit is an advantage but I tend not to be tempted by it except on emergency cases. I availed of this once when ...

I work freelance and don't have a lot of documents about my income. But I can pay for what I credit to my card, I just can't prove it.When I was getting frustrated at being turned down by card companies, HSBC made an offer. I was at the right place at the right time. The sign up offer at that time was a P1,500 ($35) gift cheque for a shoe store. Ever since I had been using it, I am...

HSBC direct is the most conveniant savings account I have ever had. It makes it easy, and even fun. to save those pennies. Because of the low overhead, online operation, and limited services available, this company can give you a great interest rate on your money. I signed up when the rate was 4.5%, and it is now 4.25, which is still an amazing rate for a savings account. It's easy to sign ...

This policy is a tie up between Philam Insurance and HSBC. The offer covers me and my husband against accidental death and disablement, 24 hours a day, anywhere in the world. A hefty P900,000.00 (pesos) will be given  as a Lump Sum Benefit for Accidental Death and Permanent Total Disablement. In addition to that, a fixed monthly income benefit amounting to P35,000.00 (pesos) per month for ...

I opened my account with ING back in January 2007. Back then they had a special running to open an account with no minimum deposit and they gave you $25.00 in bonus money for doing it. The interest rate at the time was in the neighborhood of 4.5%. I had 2 checking accounts at 2 different banks at the time and neither of those were paying me any interest so I thought I would give it a ...