When I had my first heart attack, I became painfully aware of the immortality of life.  Then I had another heart attack.  Then, soon after, I was then diagnosed with Multiple Sclerosis.  These events took place over the course of just one year.  My would turned upside down.I, finally, became aware that life does not hold any guarantees.  As sure as I awoke this morning,...

Every year when we travel we face the choice of should we take out travel insurance or not. If we fly or take a cruise we usually end up taking it. I know most cruise lines offer thier own travel insurance plans but they are usually very high in price. Several years ago a travel agent told us not to get our insurance from the cruise lines because they are over priced and have limited ...

I've been with Certas Direct Insurance for a long time (since 1999 for my Maxima that I sold and bought my truck) until the were taken over by Desjardins and renamed Desjardins General Insurance. When this happened there were no changes made (more importantly no increases made) to my auto policy. I have a 2003 Chevy Trailblazer that I pay roughly $225.00 a month to insure. I have $1,000,000...

I have had Geico auto insurance now for the last couple of years. I had become annoyed with the insurance company that I had at the time and was looking to cut my rates down. Geico had been aggressively marketing here in Ct for sometime and easily beat the old insurance company that I had. They have a terrific website where you can apply for the insurance and get the rate or just what you wante...

I was in an automobile accident in 2004.  It was the other drivers fault.  The other driver had Erie Insurance.  I suffered a concussion, and sprained shoulder, a torn disc in my neck and whiplash.  My 18 month old son got a bump on his head that caused a trauma and a growth.  The growth had to be removed twice.  The other driver was charged, he admitted fault but ...

This review is dedicated to my Dad.  About 32 years ago when he thought my mom would outlive him he took out a $5000.00 life insurance policy to cover his funeral costs so my mom wouldn't have to worry about that expense.  Little did he know he would outlive her by 12 years.  When my mom passed away in 1995 he asked me to take care of his bills as I was the oldest.  He t...

One way to have life insurance coverage is through your employer.  If you have a great employer, this will be one of your benefits and no charge to you.  Luckily, I have such an employer.For the past 20 years I have had life insurance and accidental death and dismemberment coverage.  The life insurance policy is for $60,000.00 which doubles to $120,000.00 if my death is...

Just last month, I hit a mid-life crisis of marital uncertainty with Erie Insurance Group even though we've raised and buried several cars together during the 26 years I've been with them. Was Erie Insurance really the best price I could get for car insurance on my financed 2007 Ford Focus?Well, silly me, I thought I'd fill out one of those forms on the internet ...

I just bought my home insurance policy from Erie Insurance Group today, and I couldn't be happier. I bought the guaranteed full coverage, so no matter how much my house might cost to rebuild in the future, this insurance policy will cover it all. My other option was to purchase a flat 80% or $116,000 cash reimbursement for a total loss, which in my area will barely pay for th...

I have Allstate Auto Insurance on my van.  This policy covers two people, my husband and myself. Since we are making payments to the bank on our van we needed to have full coverage on it.  We qualified for many discounts because we have been insured for a few years with Allstate.  We also carry our home insurance with Allstate and enjoy a multiple policy discount too.&n...

NJ Manufacturers auto insurance is the best choice for drivers in New Jersey. It is easily the lowest priced insurance in this very high priced state. Customer Service is great, and the claims reviewers are great. If you live in New Jersey, it is easily the best option. The problem with this insurance though is that it is only open to certain people. You have to work for the State of New Jersey...

I have had Travelers Homeowners Policy for about 4 years.  I am very happy with the price I am paying.  The cost is $654 per year for $191,000 on the dwelling and approximately $200,000 combined on other structures, personal property and loss of use and includes $300,000 of liability coverage.  I also have Travelers Auto policy, so I am receiving a discount for having two policie...

You may have $1000 of accidental life insurance and not know it!This is a story... just a warning for those of you who don’t like long explanations, but there IS a product review in here.  I have $2000 accidental life coverage that I did not even know about!I received a notice in the mail a couple of weeks ago from my Chase Credit Card (Amazon Visa).  It said that I already had ...

When we moved into our new house, we decided to buy life insurance policies for each of us.  Our plan was to have enough insurance to pay off our mortgage in case one of us met with an untimely death.  We didn't have any problem getting insured, except the policy wouldn't cover my husband if he died while flying a helicopter.  You might say, "So what?  How many ...

When purchsing our second home, my husband I decided that we were in need of a good life insurance policy that would be able to pay off the remaining amount of mortgage and help the kids through college/university and any additional living expenses; just in case something happened to either of us. We sought out a financial advisor/insurance broker that was recommended by a friend of ours who si...

I was 24 when I purchased my first home and the Royal Bank of Canada (RBC) required me to purchase life insurance to cover the value of the home before they would advance me my mortgage. I decided to go with the cheapest life insurance policy available - Preferred Term 10. I was covered for $250,000. I could've gotten more covereage but elected not to due to the fact that we didn't want...