Every three years I decide to buy my wife something very expensive. So this year I decided to buy her a Kay 7 ct Diamond Tennis Bracelet. As soon as she saw it she immediatly jumped into my arms. She hasn't went through a day without wearing it for almost a month now. This is definantly a great grift to give to your wife. This diamond tennis bracelet has 28 1/4 ct diamonds, all of which as as clear as day. It's amazing how shiny all of the diamonds are. Now I would buy the insurance plan for sure. You never know when something might happen to the bracelet. For example, if you're outside playing some kind of game and then you notice that a diamond is missing then you have to go out and pay for a new one, but if you have the insurance plan it's already covered. Take that advice because my wife was outside playing with the dog and the dog got ahold of her tennis bracelet and tore off a diamond. Lucky the dog is only a puppy so she only inflicted minor damage on the bracelet. But I didn't get the insurance plan so I had to pay for another diamond, which I wasn't to happy about. Overall this is a great piece of jewelry to have!!!