AccountNow is a checking account card that is issued by MetaBank or Palm Desert National Bank. You may either apply to receive an AccountNow Visa card, Mastercard, or even both. AccountNow is a wonderful alternative to having a standard bank account. I say this both from personal experience and the fact that AccountNow has many benifits available to it's card holders. As an AccountNow card holder you are able to check your card statement and account balance online. This includes checking past and recent transactions and more. You are also able to pay bills online by listing the billers name and the cash is sent within minutes! Direct deposit with AccountNow is absolutely free, and if you sign up for direct deposit the $9.95 monthly fee is waived. For someone who may be receiving social security benefits, medicare, or even disability, direct deposit is also available. Including direct deposit for federal and state tax refunds. Adding money to your AccountNow card is easy and can be done at any Western Union, Green dot, Money Gram, or Visa ReadyLink location. There are also ways to add money to your AccountNow card online, including Paypal! The Instructions for linking your Paypal account to your AccountNow card will be located on the site after your card is activated. Linking your AccountNow card to your Paypal account is a fast and easy way to get paid online. One of the newest great additions to AccountNow is the personal loan system. If you are an AccountNow member with direct deposit you are automatically eligible for a personal loan from iAdvance, which will be available to you on your card within 24 hours of applying. Customer service for AccountNow is available to cardholders for assistance with any problems or concerns. The representatives are very nice and always helpful. As you can see, AccountNow is a great alternative to a standard bank account and has great benefits for it's cardholders to enjoy.