A couple of months ago, my credit union began offering a free online bill paying service. At first, I was a bit skeptical. I'm still getting used to doing so many financial transactions onlne but I've been a member of this credit union for about 15 years and trust them so I figured I'd give it a try. I was shocked at how easy it was to set up my "payees" (the companies that I need to pay) and schedule payments for some.
My husband is in charge of budgeting for bills in our house. He usually gives me a stack to pay out of my income each month and it would take about an hour to write all the checks and seal and stamp the envelopes. I always used to put it off until the due dates were looming! The first time that I used Billpaysite.com, it took me about 5 minutes to pay the bills! I handed the stack back to my husband and said, "All done!" He said, "Where are the checks you wrote?" I told him I no longer needed to write out the checks because I did it all online! I showed him the page and all the verifications. He was leary too until he got the next month's statements and all were paid - and on time too! The only small negative to this service is that I have to pay a $5 service fee if I do not make at least two payments during the month. I made sure that would not happen by scheduling two of my bills to be automatically paid by the service each month.
I still HATE seeing how much money we pay out in bills each month but now bill paying is not NEARLY the chore that it once was! If you are considering an online bill paying service, take a look at Billpaysite.com.