I do prefer bringing with me my credit cards and my ATM card during shopping or when I am out for buying. It is more handy and manageable as compared bringing cash with me of course aside from other benefits it will give me in using it.
I opened this BPI Express Teller Savings account two years ago and I am still keeping it. The account provides several other benefits like: access over thousands of ATMs in different locations, electronic banking, worry-free shopping among accredited merchants, transfer of funds, paying my bills and even cellphone loads. Of course the interest on my funds is not that really attractive, but that is how the banking system goes, though I could say that the features of this account and the convenience of having it made me decided to open it. At times I have queries with my account, bank personnel are of help and they are accommodating too.
BPI is one among the established banks I can entrust my funds for safekeeping and having it ready anytime and anywhere at my disposal.