None of us ever usually look forward to shopping for a car. It brings to mind the torment of the back and forth of price only to be followed by the hassle of dealing with the dreaded finance office. Roadloans makes this a much more simple process. By going on thier site you are able to apply for an auto loan and receive prior to picking a car or dealer a check to write for the car of your choice. The process is simple and easy and if during the week you will receive an approval in 24 hours or less. Once approved an overnite fedex letter arrives with the check and documents needed to go shop. The stipulations are you must buy from a franchised dealer (i.e. ford, chevy etc or carmax) The car must be 2002 or newer and have 70, 000 or less miles. There is no downpayment requirement just a maximum price. The service is for fair to good credit. You will get better rates elsewhere if you have great credit. The easy part is go shop for your car negotiate your price and then simply write the check which has instructions for the dealer in how to handle the check. I found the process easy with excellent phone customer service from Roadloans and no hassles in dealing with the dealer. I would definitely recommend the service.