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Chase Amazon Visa Card I Love Free Books!

Reviewing: Visa Chase Amazon  |  Rating:
Joan Young By Joan Young on
Badge: Editor | Level: 34 | Finances Expertise:
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The Chase Amazon Visa Card gives me points which can be used on purchases at Amazon.

I don’t have a wallet full of credit cards... just two: Discover and Visa. Previously the Visa card had no reward associated with it which bummed me out because there are a lot of places that won’t take Discover, which is why I had the Visa card in the first place.

Now, however, for every dollar I put on the Visa card I get a point, and each point is worth a penny. When the total is above 2500 ($25) I can use it on Amazon purchases. This is easy to do. Whenever you reach the 2500 points your $25 just shows up in your Amazon account as a gift certificate. You only get increments of $25. In other words you can’t cash out the points between those milestones.

Otherwise the card is just pretty ordinary. There is currently (May 2008) a 14.24 APR on purchases and 21.24 APR on cash advances. I pay off the balance each month, so I don’t pay much attention to these rates.

There was some initial perk that I got from Amazon just for using the card the first time. I can’t quite remember what it was, but it gave me extra points, or extra cash or something. I’m sorry that I can’t recall to report this accurately, but I remember that I was happy about it, so it must have been a reasonably good advantage.

I keep track of this card and make payments from the Chase web site. This all seems to work perfectly. I’ve never had a problem scheduling or making a payment.