Citystate Savings Bank Inc. (CSBI) is a sister company of my office (radio company). Being an employee, we get our salary from the said bank through our ATM card. Although it is not that big as compared to other banks, withdrawing money is never been that hard since the bank is a member of Bancnet and Megalink. Transacting with my account is not hard too because it has a branch on the ground floor level of the building where I am working.
Opening an account requires us no deposit but we can use it as our Savings account and have transactions with other banks using it. Fixing slight trouble with my account is not that hard and not time consuming. I got friends inside the bank who are very accommodating to help me with my concerns. Tellers are very friendly and the Manager is great.
So far I never recall any bad experience with this bank. I use it as my depository bank for proceeds under my name like loans. ATMs are always online and cash on. I seldom resort withdrawing with other banks' ATM because their ATM situated in the ground floor of the building is always full.