I am a member of AAA. The last magazine I received from them mentioned a company called Consumer Cellular. AAA members were offered a discount to try out this company. I was looking for a phone plan that I could pay monthly, but I didn't want to spend the minimum $40 that other providers offer. It turns out Consumer Cellular starts plans out at $10 per month. You get no minutes with that plan and just pay for when you use the phone. I chose the next option of $20 per month with 100 free minutes each month. I don't use my phone much. There are a few other plans as well.
What you are going to love is that this company has no contracts. You can cancel anytime and you will never be charged a fee. So you can try them out and you are not bound to stay with them if you don't like them.
You have 5 choices of cell phones and one of those choices is a free phone. I opted for the Motorolla Razor. I love my phone. I received everything quickly and the service is excellent. The phone stays charged longer than any other phone I have ever had.
I highly recommend you check out this company for some great deals.