When I was first out of high school, I must admit that I let my credit slide quite a bit. Now that I'm older, I'm trying to reestablish my credit for the future. This led me to look for credit cards that I could help rebuild my credit with.
When I signed up for the Reward Zone Mastercard I was a little concerned about the annual fee of $79. I even called the company and asked to cancel the card. But, they offered me a reduced annual fee and the promise that if I made payments on time, I could eliminate the annual fee in the following years.
I really enjoy this credit card because I'm able to earn rewards towards Best Buy gift certificates. With regular purchases I earn 2% back and with Best Buy purchases I earn 4%.
If you're trying to get your credit back on track, the Reward Zone Mastercard is a great starting point.