The offer from this credit card provider came thru a phone call from a bank representative. I got interested to apply for it because I heard good features and that the bank is willing to match the highest credit limit among my other credit cards. To cut the story short, I got approved with the same credit limit of my other credit card. Below are several features of my East West Bank Gold mastercard that made me say "yes" to the offer:
* 2.25% charges for supermarket, drugstore and gasoline purchases and 2.75% for other purchases as compared to 3.5% of other credit card providers.
*Conversion of the remaining balance into monthly installments for my other expenditures like tuition fees.
* Worldwide acceptance.
* Purchases and cash advances can be convertible to installments.
* Balance Transfer feature. Actually, this is where I got the Nintendo DS Lite for my boy last Christmas when I got approved for my Balance Transfer application.
* Rewards program and good customer service.