My credit card accounts are good resources of mine when it comes to personal loan. By complying with my obligations with them the blessings of great offers come along. An offer for an EAST WEST BANK Gold Mastercard came through a phone call. It consists of the following: a 165, 000 pesos starting credit limit, a 2.25% interest rate on my purchases as compared to 3.5% rate of my other credit cards, the INSTA CASH promo and free first year membership fee. I accepted the offer and I got my card. The card when delivered was accompanied with an application form for the INSTA CASH loan. I discussed the offer with my wife for her business and applied for it. I just completed the information being asked for and faxed it to the number stated on it. I got the loan within 7 banking days with the following terms: a 165, 000 pesos amount of loan, 1.2% monthly interest rate and an 18-month paying period. My amortization amounts to 11, 146.67 pesos monthly. Not bad at all, an easy-to-get personal loan with great terms (reference: http://www.eastwestbanker.com/info/instacash.asp).