The very first reason why I accepted the offer to be one of their card holders is that I like the flexibilities of my credit line. For a business, it will always be hard to borrow from banks using the credentials of your business aside from the fact that there are plenty of documentation, verification and credit investigation.
Being an East West Bank Gold Mastercard holder entitles me to different benefits like my other gold cards too. But what I like best is the offer that I can convert my limit (unused and available portion) into cash and pay it on flexible terms like 12, 24 or 36 months. I forgot the promo name because it was 2 years ago when I availed of it but that was really very helpful to me not only as a card holder but as a businessman as well. Processing is a bit easy than a business loan. As long as I apply for the unused portion of my limit there's no way my application will be disapproved.
Of course although it was such a great offer and an easy loan for me I did my obligations religiously. They also offer other stuff like 0% installment for mall purchases, balance transfer, tuition buddy, and more.