When my husband and I got married I had State Farm Auto insurance and he had Farmers. We decided to combine the two cars on one policy to save money and make things less complicated. We got quotes from both agencies along with several others For the coverage we wanted, Farmers gave us the best deal.
We have full coverage on our 2 cars and had liability on our 3rd car until we sold it. We receive discounts for having a safe driving record, multiple cars and safety features the cars have. Farmers has a wide range of choices in deductibles and the amounts of coverage in the different types of coverage. They also offer many extras such as, rental coverage, roadside assistance and towing.
Whenever we need to change a policy, like when we bought a new car, a simple phone call is all it takes. The changes take effect immediately and the paperwork arrives within a few days.
We have never had to file a claim, but my mother-in-law also has farmers and she recently hit a deer. Her claim was handled very quickly and she had her car repaired in a very timely manner. She also has the rental coverage and had a very nice rental car until hers was repaired.
Farmers offers several ways to pay your bill. You can pay yearly, every six months, quarterly or monthly. Bills can be payed by mail, phone, internet or direct withdrawal. if for some reason there is a change in the amount of your premium they let you know in plenty of time.
We have been very happy with Farmers Auto Insurance and have no plans to change anytime in the near future.