This is my first credit card and I am still using it for a decade now. The BPI Gold Mastercard has and continue to shower me with privileges and rewards then and now. This card is not only for my personal use but for my business as well. It entails many features and benefits more than I can have with my other credit cards. First, they are very generous to upgrade my credit limit on an annual basis. I guess that's my reward from them for being religious with my obligations to them. Second, with my Special Installment Limit or SIP I can purchase appliances, gadgets, etc. and pay it on a monthly basis. With the SIP too I can reimburse receipts of my purchases and pay for it monthly. Third, they have lots of accredited establishments where I can use the card. Fourth, other benefits like Balance Transfer, School Tuition Fee Installment, Cash Advance, and more are really fantastic.
I got my wife as my supplementary cardholder and we do both benefits from it. It gives us more convenience and comfort while shopping. You know mommies.