I have been using my Citibank Gold Mastercard for almost 3 years now and glad to have it. I really love this bank for giving me a 6-digit credit limit on the spot and keeps on increasing it. A great help also in my grocery business with their offer of Call For Cash at a very reasonable rate ranging from 1.25% to 1.75% per month only. The pre-approved cash loan will be phoned-in to you by their accredited telemarketer and processing is really fast after giving my “go” signal. I receive several Call For Cash offers especially when I’m religious in paying my obligations with them. Not only that, they also accommodate my bill payments and convert my purchases into points to redeem valuable items listed on their catalog. No problem encounter so far in calling the hotline and the customer service is really great.