When we needed to purchase a new truck, we approached our bank first. The bank literally laughed in our face when we told them what we wanted and how much we were able to pay. We looked at dealer financing and in turn laughed at them. We decided to explore our options online. The Lending Tree solved our auto financing dilemma.
Lending Tree does not charge you for their services. The application process with Lending Tree was simple. The turn around time is quick.
As with most applications, you fill in a few fields of personal information, financial information, and the purpose of the loan. Simplicity at its best.
Once the application is submitted you wait. The Lending Tree submits your information to several financial institutions and you are reviewed for approval. Once you are approved, the top four offers are forwarded to you.
The best part is Lending Tree filters through all the offers and pulls the top four with the best interest, financing, and pre-approved amount. Then Lending Tree emails you the information. For us this took only 2 hours total time to get the email.
If you do not like the four offers, you decline and Lending Tree will get you more offers. After you have made your financing choice, you deal with the institution, and they live up to their commitment. We had our cashiers check within 24 hours and the truck was in the driveway the next evening.
I highly recommend Lending Tree. I like how simple the process was. I especially like the free part of the service. If you need to get auto financing, why not give Lending Tree a try? I'm glad we did.