I have had my Marriott Signature Visa for approximately five years now. It has no annual fee the first year and every year thereafter an annual fee of $30.00 and an interest rate of 3.90% for the first six billing cycles and 17.74% thereafter. With this Visa I earn three points for every dollar that I charge to my card that is a Marriott participating charge and one point for every dollar that I charge for everything else. I can also earn bonus points at many times throughout the year. Chase offers everyone a sign up bonus right away of 20, 000 points and a free night hotel stay just for opening the account and placing a charge on the card. Those bonus points of 20, 0000 are more than I need for a one night hotel stay certificate at several different Marriott hotels. Travel, electronics and gift certifcates are just a few of the rewards that the Marriott Visa offers.
I have a couple of different credit cards but the Marriott Signature Visa is my favorite card. I love the rewards that are offered and it has a very low annual fee in comparison to other reward cards.