First let me say that my credit isn't wonderful, so getting a personal loan isn't always easy.
I went to Oakfirst because they were new to the community and therefore had never rejected me as many others had.
I put in my application fully expected to be turned down yet again, but lo and behold, they called back the next day and said I had been approved. Yes you read that right, the next day, many other places took 3-5 days and then rejected me. But not Oakfirst, they approved me in less than 24 hours.
They made it easy to get the money and they amd eit easy to repay the money. I had the option of mailing payment, making payment in person, or having automatic payment.
And they were not nasty if I was a day late. They would call and ask me if I had forgotten or if there was an issue. And they were pleasant about it.
It is a great place to do business.