Today I want to present what could be called a retirement system by financial planner and radio talk show host Ray Lucia. His Bucket's of Money strategy is very straightforward approach to retirement planning with an extra focus on the administration of the retirement plan after retirement, but is applicable to all retirement savers. To access his Buckets of Money Online Planner see the RJL Wealth Managment website.
Each of his "buckets" represents a different component to a comprehensive retirement plan. One bucket is for the immediate term financial requirements. Other buckets are for midrange and long term requirements. This system finds the balance between risk and reward with a wholistic approach.
The radio show is syndicated nationwide on the Business Talk Radio Network. You can also download his daily podcasts.