I recently was shopping for new home owner's insurance because we were moving into a new house. Our current company could not give us a good deal, so I basically just called around to all the insurance companies.
Prudential offered us a great package! We were offered about $20, 000 more than our purchase price for our house for cost of replacement for the dwelling. As far as other coverages, such as medical, liability, personal property it was pretty comparable to most of the other companies I called.
The thing that sold me was that my deductible was only $500! Wow! This was compared to the 1% that all of the other companies were offering. Plus their yearly fee for the policy was again in line with most of the other companies.
Customer Service was fantastic! The representative was so nice and emailed me a quote right away. We knew we had to switch to Prudential!