It is hard when loan is initiated by the borrower rather than it emanates from the lender of course. The chance of approval is relatively high because they might already do some credit investigations to get my personal information and to do such an offer.
There are certain documents I remember that I faxed to the bank and then after several days the loan is already available for pick up. It is payable through post dated checks which I have none so I opened a checking account with them to consummate the transaction. I started with a 1.70% interest per month and now lowered to 1.20% after several availments for a Php100, 000 loan.
I could say that this is also one of the easy and quick loans I came across maybe because it emanates from them. The loan is still active and I am entitled for an increase in the amount of loan once there's no single trouble I will make in my account and I will renew it 2-3 months before the end of the term. Thanks RCBC for this loan!