When my husband and I decided to begin construction of our new log home, we chose to use the equity in our guest house to borrow the funds from the bank. When selecting which bank to use, we considered several factors: interest rate, customer service, and ease of converting to a mortgage once construction of the house was complete.
Shoshone First Bank in Cody, Wyoming was the bank we ultimately decided to use. The variable interest rate we received on the home equity line of credit was very competitive. In addition, the customer service we receive from employees at Shoshone First Bank has always been exceptional. This is true for service received both via telephone and in person. We also discovered that converting the home equity line of credit to a mortgage once the house was complete could be accomplished very easily.
I highly recommend Shoshone First Bank to those seeking a home equity loan or home equity line of credit. With competitive interest rates, outstanding customer service, and the simplicity often lost when dealing with larger banks, Shoshone First Bank provides an extraordinary lending experience.