The Target Credit card is an ok card. When I first applied i started with a $300 limit which was good for only a instore credit card (which the cashier forgot to mention to me when i went through the application process, otherwise i wouldnt have even done it). About 2 months later it was up'd to $500 instore credit card, and probably a few more months and it went to a wopping $5, 000 limit (big jump, eh?) yeah it was nice to see such a big credit limit increase is what i like about target's credit card's. They do automatic increases on limits periodically which will increase your credit score. (do i use that $5K, no not nearly).
So its a snazzy card that is shiny whoa ahhh. However the interest rate is higher than many might appreciate if your not make payments in full every month (which i am, so it is not really relevant to me). They give you a 10% off your entire purchase when you are first approved and every $1, 000 after that you get another 10% off, which my last one i received I didnt even use and it expires after about a month or two. I mean a measly 10% sounds cool and all but in reality its hardly nothing at all as far as rewards cards go. I would consider another card if I was to do it again, only because the rewards for this card are not that all great. overall it is an ok card and i havent had any problems with it.