I am not a fan of credit cards usually. But I do enjoy the perks of the Target Red Card.
Target has a Pharmacy award program when using your Red Card.
After filling 10 prescriptions and using your Red card to pay for them you will get a coupon in the mail for a 10% off shopping day at Target.
My son has asthma so I get refills on 3 of his medicines every month, usually there are other medicine I need filled. It usually takes me no more then 3 months to get my 10% off day.
I don't like the fact that I have to put it on my Red card but I have learned that if I just put the prescriptions on the credit card, I can pay it off when the bill arrives in the mail. So it really is a win/win for us.
The interest rate is high on this card, just like any other store credit card. I believe it is around 22%, but if you pay it off every month you don't have to worry about the interest rate.
When I signed up I did get a 10% off shopping day.
I really didn't need this credit card but I figured that since I need to get prescriptions filled anyway I ought to get in on the 10% off perk.