I have banked with TLC Community Credit Union for over ten years. I have had a free checking and savings account with them. I feel the best part about banking with TLC is that they offer free checking so there is virtually no fees for me banking with them. I do have to pay a small fee for ordering checks. There are several ways that I bank with TLC Community Credit Union, they have several branches open in the Lenawee County Area, so no matter where I'm at I have access to my funds. They also have flexible hours available so it easy for me to be able to go anytime to cash my payroll checks or to make a withdraw. TLC also offers online banking which is a convenient way for me to transfer funds and check my account balance. They also offer a great reward program to me for using my debit card, I have received several free gifts such as a new phone and a nice luggage set.